I typically wear very deep v-neck halters. I'm young, I can get away with it. It covers everything, but it's deep. Deeper than any other v-neck I wear. Part of the reason is that I'm so short that I need the tie. Otherwise, my straps will fall down and everything will, um, pop.
Now I have a cover-up that comes up higher. I also have a rash guard that comes up higher. Thinking of getting a new rash guard from Lands End as well to match my suit.
There was one time we were staying at Beach Club. At the time, I had a cover-up with a deep V neck. To get from Stormalong Bay to the Villas, you go through the hotel. I realized when I got to my room that I had made it through the hotel without pushing a button or opening a door up to that point. Guys.