Our medical bills are over the top but so what going to Disney anyways. Ya know you do not have to pay what they suggest. You can set a plan for what you can afford to do. We have no Insurance and hubby racked up 50 grand in August. Waiting to see what we will really owe due to Income. So sorry hope you can go sooner than that. I am paid and going in Jan.. 8 days and 1400.00 for total trip including air fare. Free Dining helps