Another possible plus (though I may have gotten confused and screwed something up): The agent that assisted me told me the $50 fee covered cards for me and one other person. At first I signed up my GF and I. Then I realized "Well, my GF is only going to go to WDW with me, and one card holder can cover a bill for 10. Therefore both of us don't each need a card." So I asked the agent if it mattered who the other person was, and she said No. I signed up my sister, who's going at the end of January, so she and her family can get the deal (she has an AP, too). When I get the confirmation email (which, BTW, I was told might take up to 3 business days due to high volume; you know this is popular if you need 3 days to get an EMAIL :lol: ), I'll forward it to her and she, theoretically, is good to go.