The Chit Chat Chit Chat Thread

StarWarsGirl

Well-Known Member
In the Parks
No
Wow, she looks hella chonky! :eek:
I think she overeats when we go on vacation (because we struggle to keep the weight on poor Belle) but I'm kind of wondering if she doesn't have something going on causing the weight gain. She's on an automatic feeder that feeds her exactly a quarter cup of food in the morning, and then she gets half a can of food at night, which we know is all she gets because Belle kicks her out of the laundry room when she's finished hers. Even so, a tiny 3 oz can plus that little amount of food should not be enough to make her so chonky when she doesn't eat people food at all (Belle actually is the people food eater) and gets exactly zero treats. I'm going to ask the vet about it when we go next time.
 

Goofyernmost

Well-Known Member
Give me private health care any day of the week the government is notorious for wasting money and miss managing any and every program they are involved with. As a Vietnam vet prime example the VA I know
I've had a completely different experience with VA health care. I cost me almost nothing and have had top notch care. Private being for profit means that many things that we might need done cost us individually huge amounts of out of pocket money even after paying incredibly high premium rates. If those same extra costs were in a government program instead of paying thousands you individually would be paying parking meter change amounts. The cost per individual tax payer of pennies because if your family is 300,000,000 strong it doesn't take a whole lot of individual money to pay your medical bills. If people weren't afraid of the doing math it wouldn't take long to realize just how pennywise and pound foolish we all are. Just figure out how much you pay for health insurance premiums before you even ever get sick compared to how little increase taxes that it costs you to have that coverage.
 

John park hopper

Well-Known Member
Under Obamacare the deductibles are so high you will never meet them- so you will windup paying out of pocket anyway. My wife worked as an ER nurse for 30 years and can tell you first hand accounts of the number of people who abuse the system they go to the ER knowing the hospital by law has to treat them and they never pay. So we with insurance foot the bill. I have never had a problem with by private insurance it covers 100%. I'm very happy with my private insurance and have no desire to pay for someone else as well. We will just have to agree to disagree on this subject -I post no more on it
 

Lilofan

Well-Known Member
Under Obamacare the deductibles are so high you will never meet them- so you will windup paying out of pocket anyway. My wife worked as an ER nurse for 30 years and can tell you first hand accounts of the number of people who abuse the system they go to the ER knowing the hospital by law has to treat them and they never pay. So we with insurance foot the bill. I have never had a problem with by private insurance it covers 100%. I'm very happy with my private insurance and have no desire to pay for someone else as well. We will just have to agree to disagree on this subject -I post no more on it
By law a hospital ER must treat the incoming patient whether they have insurance or not. When my family member was admitted recently , the policy is clearly stated in writing on the wall.
 

StarWarsGirl

Well-Known Member
In the Parks
No
We still have to pay for healthcare. It's government mandated, but not provided. You choose the package that suits your needs. It is WAY cheaper here though, because everyone has to have it...it keeps prices more competitive and reasonable. Most things are covered by insurance, but not everything...like, I don't have to go to the dentist often and I have rarely needed anything beyond basic cleaning. So we pay for that out of pocket, whereas my husband is covered for dental because his teeth are awful.
$3 per paycheck dental insurance...

There are some nice things about corporate life.
 

StarWarsGirl

Well-Known Member
In the Parks
No
Under Obamacare the deductibles are so high you will never meet them- so you will windup paying out of pocket anyway.
My parents' insurance deductible was high long before Obamacare. I didn't realize how awful their insurance was until 1. I had a major medical event happen in 2019 that I finally paid off in February of this year and 2. I got my own insurance in 2020. There are some good aspects of Obamacare. The being on your parents' insurance until age 25 saved my butt because I lost my job and then I was diagnosed with something major literally the next day. It could have been much, much worse without insurance. Still, I probably would not still be living in my parents' house if that plus COVID hadn't happened.
 

Lilofan

Well-Known Member
My parents' insurance deductible was high long before Obamacare. I didn't realize how awful their insurance was until 1. I had a major medical event happen in 2019 that I finally paid off in February of this year and 2. I got my own insurance in 2020. There are some good aspects of Obamacare. The being on your parents' insurance until age 25 saved my butt because I lost my job and then I was diagnosed with something major literally the next day. It could have been much, much worse without insurance. Still, I probably would not still be living in my parents' house if that plus COVID hadn't happened.
The Affordable Care Act did also help a number of families particularly in the lower income sector.
 

Goofyernmost

Well-Known Member
Under Obamacare the deductibles are so high you will never meet them- so you will windup paying out of pocket anyway. My wife worked as an ER nurse for 30 years and can tell you first hand accounts of the number of people who abuse the system they go to the ER knowing the hospital by law has to treat them and they never pay. So we with insurance foot the bill. I have never had a problem with by private insurance it covers 100%. I'm very happy with my private insurance and have no desire to pay for someone else as well. We will just have to agree to disagree on this subject -I post no more on it
I understand that you don't want to talk about it anymore, but really when you talk about abuse of the system and not wanting to pay for others, who exactly do you think pays for all those abusers? I'll tell you, you do with higher premiums and bigger charges that quickly suck up your deductible's. You individually are paying for the abusers. Do you think that hospitals just eat those expenses? With a system for all, paid for by all citizens, you are paying only a tiny amount because there are no abusers. All of us pay into it and all of us share the cost for those that are unable to pay for insurance because they are to poor to do so.

Also, it is just a matter of time until corporations decide that they are not going to provide low cost insurance. Most don't already. That means that there is going to be more and more unable to afford coverage and instead of staying home and dying like you might hope, they are going to be using services and then not be able to pay for them. That can be eliminated. This past year of so there are many, many examples of people that have died not because they couldn't afford it, but because not everything can be bought and paid for and life is one of them. My daughters husband works for a very good company and their insurance premiums are in the five digit figures per year plus the up front deductible doesn't end until they have paid thousands more. So we don't have to talk about it. You have the right to pay all that but you really need to be realistic concerning what is actually happening. The Affordable Care Act is not what we are talking about. That is just a help for millions that otherwise cannot afford health insurance otherwise. What I am talking about is far more helpful and controlled.
 

MinnieM123

Premium Member
I don't use a debit card for this reason. It's stuffed away in a drawer and I don't even know the pin. My dad gave me a credit card he wasn't using and made me an authorized user, and I just paid that off every month while I was building credit (which started with an Amazon store card; now I have the Prime Visa). Eventually I got my own version of that same credit card and handed his back to him.
I only use my debit card at my own bank's ATM machine. I never use it at a POS terminal. For purchases at stores (if I don't have enough cash on me), and for purchases online, I use my credit cards only. (Going down memory lane, my first credit card I got was for a large dept. store in the city. After a few years, I got 2 major credit cards, and closed out the store card.) This still works for me. :)
 

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