The Chit Chat Chit Chat Thread

MinnieM123

MinnieM123

Premium Member
John park hopper said:
My middle son who has from the time of birth has been independent went to pharmacy school and got a degree in nuclear pharmacy ( makes isotope labeled compounds for cancer therapy and other stuff above my head). While in school he took out $100,000 dollars in loans. I kept saying Travis do you know what you are doing "don't worry pop". He got out of school and had those loans paid off in 5 yrs. My point is it not so much the loans its whether or not the degree you receive is marketable and will allow you to pay them back.
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Well, you know what they say, "The apple doesn't fall far from the tree!" Your son has a good head on his shoulders, and he has his dad and mom to thank for their guidance. :)
 
MySmallWorldof4

MySmallWorldof4

Well-Known Member
MinnieM123 said:
You made some very valid points in the 2nd paragraph. Tuition costs would go down eventually, and also companies would do more on-the-job training, as in the past. Hopefully, these are not dead concepts.
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I remember hearing once that if the government would offer less financial aid(the max amount they would give a student), then tuition costs would be forced down because many would not be able to afford college without loans.
 
93boomer

93boomer

Premium Member
SteveBrickNJ said:
I heard it was time consuming and annoying. True? False? Somewhere in between?
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Just remember before you start it to have all the documents like social security number, w-2s, previous tax returns year before, bank statements, driver’s license, and any investment and mortgage information. It takes awhile to fill out but you can do it online too. This is the hardest part just gathering up everything.
When they receive it, they give you a confirmation code. And also your expected family contribution amount.
Our DD got a little bit of assistance, several scholarships, and she also worked on campus to help out. It does help if they work on campus to use for extras that are up-of-pocket.
 
StarWarsGirl

StarWarsGirl

Well-Known Member
In the Parks
No
Goofyernmost said:
In my opinion there are only four professions that absolutely require one to acquire a degree. Teachers, Doctors, Lawyers and Politicians
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Accountants. You can't pass the CPA without at least a certain amount of credit hours.

The problem is that if you want to work in an office, you basically have to have a degree nowadays. I'm probably getting my masters because I've just found I'll need it in order to move up.
 
StarWarsGirl

StarWarsGirl

Well-Known Member
In the Parks
No
93boomer said:
It is a bit. Just remember before you start it to have all the documents like social security number, w-2s, previous tax returns year before, bank statements, driver’s license, and any investment and mortgage information. It takes awhile to fill out but you can do it online too.
When they receive it, they give you a confirmation code. And also your expected family contribution amount.
Our DD got a little bit of assistance, several scholarships, and she also worked on campus to help out. It does help if they work on campus to use for extras that are up-of-pocket.
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There was a lot of whining from my mom about the FAFSA...
 
W

wdwfan4ver

Well-Known Member
MinnieM123 said:
You made some very valid points in the 2nd paragraph. Tuition costs would go down eventually, and also companies would do more on-the-job training, as in the past. Hopefully, these are not dead concepts.
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The only way on the job training comes back are there are different people running companies. I am mentioning this because of the company my dad used to work for. The company my dad used to work for cut back on training and depending technical schools/ colleges instead as a way to save money.

This happen despite the technical schools and colleges having equipment and stuff that is completely different.

Right now, the Utility company is doing the practice of cutting expenses by all means while increasing rates despite record profits.
 
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Goofyernmost

Goofyernmost

Well-Known Member
StarWarsGirl said:
Accountants. You can't pass the CPA without at least a certain amount of credit hours.

The problem is that if you want to work in an office, you basically have to have a degree nowadays. I'm probably getting my masters because I've just found I'll need it in order to move up.
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You are probably correct, but, think about this, if people stopped spending massive amounts of money to obtain those Masters Degree's then companies would have to move you up without it and would judge you by your performance in the real world not a piece of paper that in and of itself is not worth as much as the frame it sits in.

I understand the importance of a good education, but it has gone off the rails, out of control. There doesn't appear to be an end to it in the near future, it is a 600 pound Gorilla in our living rooms. We know it's there but, we are afraid to shove it away. In the dark ages when I was in school, an Associates Degree got your foot in the door and management was in your future. Then it was the Bachelors Degree that opened all those doors. Now it is turning into a Masters, soon it will be a Doctorate. It will have to end, soon, unless someone dreams up a Degree higher than that. There are many very smart, very talented people with many skills and abilities that are discounted out because they don't have that piece of paper. It is just plain stupid. If we read the news we can see that some of the wealthy are buying those educations, many holders of them are worthless. It's been that way for a long time and it is clear that a lot of those people are dumber than a box of rocks.
 
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donaldtoo

donaldtoo

Well-Known Member
Half-day Friday tomorrow, then headin’ down to Houston tomorrow evenin’ to stage at BIL, MIL, and nieces place, then headin’ down to Galveston Saturday mornin’ to board the ship around noon-ish...!!!!!!!!!!!!!!!!!!!!! :joyfull:
Lookin’ forward to another fabulous cruise, and our lil’ Emy’s first...!!!!!!!!!!!!!!!!!!!!! :inlove::happy:
 
MinnieM123

MinnieM123

Premium Member
donaldtoo said:
Half-day Friday tomorrow, then headin’ down to Houston tomorrow evenin’ to stage at BIL, MIL, and nieces place, then headin’ down to Galveston Saturday mornin’ to board the ship around noon-ish...!!!!!!!!!!!!!!!!!!!!! :joyfull:
Lookin’ forward to another fabulous cruise, and our lil’ Emy’s first...!!!!!!!!!!!!!!!!!!!!! :inlove::happy:
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This is exciting, and even more fun for the family, as you had to postpone part of your trip before. ENJOY!! :joyfull:
 
MinnieM123

MinnieM123

Premium Member
Goofyernmost said:
You are probably correct, but, think about this, if people stopped spending massive amounts of money to obtain those Masters Degree's then companies would have to move you up without it and would judge you by your performance in the real world not a piece of paper that in and of itself is not worth as much as the frame it sits in.

I understand the importance of a good education, but it has gone off the rails, out of control. There doesn't appear to be an end to it in the near future, it is a 600 pound Gorilla in our living rooms. We know it's there but, we are afraid to shove it away. In the dark ages when I was in school, an Associates Degree got your foot in the door and management was in your future. Then it was the Bachelors Degree that opened all those doors. Now it is turning into a Masters, soon it will be a Doctorate. It will have to end, soon unless someone dreams up a Degree higher then that. There are many very smart, very talented people with many skills and abilities that are discounted out because they don't have that piece of paper. It is just plain stupid. If we read the news we can see that some of the wealthy are buying those educations, many holders of them are worthless. It's been that way for a long time and it is clear that a lot of those people are dumber then a box of rocks.
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Interesting how it's handled in some other countries. For example, in Ireland, college education is free for its citizens. I don't know about Master's or above, but undergraduate degree is paid for. Imagine -- no huge loans hanging over those students when they graduate.
 
MySmallWorldof4

MySmallWorldof4

Well-Known Member
Goofyernmost said:
If we read the news we can see that some of the wealthy are buying those educations, many holders of them are worthless
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And who knows how long that has been going on. I don’t doubt that the professors were paid off as well once those kids got into those schools to give them A’s. What a farce. I know there are lots of schools that now offer test optional admissions because of cheating on college entrance exams. They also say they realize some families are unable to pay the thousands for a college exam prep class. One school’s policy explained it as “the test” has been shown not to show how well someone will do in college. A test does not define a student.
 

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