Just a note on staying at Disney vs. not. It has gotten to the point where even 40-60% off CM/AP/FLA resident rates don't come close to making it a value.
I know many Pixie Dust addicts couldn't see themselves anywhere off-property. To that I would only say there is hope. I spent about three months of 1999 at WDW resorts (most deluxe, some mods and a few value nights), I know all about addiction. But you can get past it. You just have to be willing to admit you have a problem. And, yes, giving Disney $$$ for lodging at their absurd pricepoints on a regular basis is the sign of a major problem.
On my last visit, I stayed at the lovely Rosen Shingle Creek. A true 4-star deluxe resort about 15 minutes from Disney or UNI and right near SW ... two rooms ... TWO ... for $43 a piece or $86 for two using Priceline's Name your Own Price bidding service. I think my best CM friend offer was for one of the All Stars for $70-something for ONE room.
And someone mentioned Orange Lake. I stayed in a true vacation home there (the only Disney accomodation of that size would be a grand villa) for $61 a night for almost a week in October of 2011.
People are throwing hundreds (in some cases, thousands) of dollars away, so they can suckle at Mickey's teet and get tucked into bed by a warm white glove.
In this economy, I don't get how people can be as frivolous with their money like I was in the 90s.