The one in Publix changes to use it. My Credit Union will do it for free if you are a customer. You have to go to a teller to get the charge removed.
I had taken out about $150 in cash back in late January. I still have over $100 left. The $50 went to buy some pretty masks from someone who only accepted cash.
My Credit Union has a machine in the lobby, so they don't accept loose coins, either. They just don't deduct the service charge if you're a customer.My daughter's bank tells customers to go to a machine like the ones at Publix if they bring in a large amount of loose coins. Won't accept unrolled coins anymore.
I had read that on the news, but when I looked up Wal-Mart not accepting cash, what came up was they were encouraging cards instead of cash, and would give you change via a credit, or gift card. I would have been fine with that, or I would have donated it to whatever cause they were asking you to donate to- because I always do anyway but they were not accepting cash payments at all. I actually was going to pay with cash, but used a card instead. Just seemed weird that even if you had exact payment, they were not taking it either.Theres a shortage of coins, people are not moving them around like they did pre-covid lockdown.
When we travel from UK, we use a prepaid travel card. Revolut is the current one, this means we can pre-load it before we go, and so cannot overspend. It can also be topped up when we are in the US, if there is some kind of emergency and we would need extra money. If we have currency left over we can then transfer it to GBP and use it at hoem or to another currency, usually euro for a disneyland Paris trip. It can be used to get cash from an ATM if we do need cash, but as someone else said the only cash we use now is tips in hotels, paying for taxis, snacks from carts that don't have a card reader.
If they can come up with a fool proof system where technology NEVER goes down, then it will be a cashless society. Even as early as my last October trip to WDW, the "system" went down and you could not charge anything for a while. Lots of angry people that did not have any cash on them. Anything can happen. At my last place of employment on Christmas week, road workers accidentally cut the cable wires. Everyone's internet went down and with it, the way for the register to take credit cards. All commerce stops when that happens if you do not have cash.
It is very rare for the Visa / Mastercard / American Express systems to go down and if they do it is usually only one of them, so if Visa is down you can use Mastercard for example.
But it seems more common for Disneys room charge system to go down. I would never rely solely on charging to my hotel room account at Disney, I would always carry a credit/debit card as well (or at least Apple Pay).
There are some businesses where if they lost power they just would close, no register would mean no cash payments and no card transactions. Some cards can be taken offline, if the register is working but the phone/internet isn't. Similar to doing it with the old carbon-copy roller machines and the embossed digits on the card.
I don't think you understand my point. It would not be the actual credit card companies that do down, the technology at the point of the sale. And I have been to plenty of stores that have not closed but only will take cash. I have also worked at a time when we lost they system and tried to do, as you said, the old carbon-copy roller system and people are too skeptical for that. They think that we are going to use their numbers for nefarious reasons or something, they just don't trust it. And it is easy to add things up and take cash/make change by hand without a register like they used to do in the olden days. Break out the old calculator. I think what you believe is practical in theory, but in reality, that is not how things are being done.
Why would a company want to go cashless? With cash they don't have to give a percent of their sales to the card processor which can be quite high. And as a consumer you don't have to touch a keypad that probably has more germs on it than a toilet bowl.
Those processing fees can be less than the cost of handling the cash. Technology like tap-to-pay doesn't require contact with a keypad.Why would a company want to go cashless? With cash they don't have to give a percent of their sales to the card processor which can be quite high. And as a consumer you don't have to touch a keypad that probably has more germs on it than a toilet bowl.
This is not just a Disney thing but we are rapidly moving toward a cashless society, and all of that is accelerated by the pandemic. More and more merchants (including Disney) are emphasizing the desire for non-cash payments to reduce the risk of virus transmission.
I get that you can come up with a scenario where 'cash is better' but it will not change the momentum to cashless, contactless payment being the preferred method in the very near future.
Their IT capabilities are an issue, too.I doubt Disney would ever go cashless. It's simply not feasible or practical given the wide socioeconomic range of their clientele. The limit for Disney is likely their current scenario, where you can visit certain locations and pay cash for gift cards to use in the parks and DS.
Dealing with cash takes time. Drawers have to be counted, then it has to be picked up by armored trucks, and in some cases it takes longer at the register. Not a big deal for some businesses, but in the case of like fast food, it can make a difference. Cashless has also been touted as a green option, because paper and metal money have to be manufactured. (The dollar bill paper formula is a kept secret, but supposedly it is mostly cotton.)Why would a company want to go cashless? With cash they don't have to give a percent of their sales to the card processor which can be quite high. And as a consumer you don't have to touch a keypad that probably has more germs on it than a toilet bowl.
I've found the problem with the rewards programs is that they like to suck you in with great deals that slowly change over time.Yup. And with a lot of credit card companies attempting to attract consumers with credit card reward programs, a lot of credit card users like myself feel incentivized to use the card for miles, cash back, account credits, etc. It seems that there is more competition among credit card companies to maximize these programs to attract new customers, which has subsequently improved reward programs across the board for credit card users. Granted, the reliance on credit card is a trap for many (most?); but if you can learn to use it safely, it is advantageous.