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Where in the World Isn't Bob Saget?
- Thread starter PUSH
- Start date
trr1
Well-Known Member
way different from last week
Berwyn - HQ1 (KLOM) forecast for Monday 3/18/24 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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SteveBrickNJ
Well-Known Member
Today I am officially eligible to collect Social Security.
.........yet I am gonna wait until I retire so the monthly amount will be greater.
The plan for tonight is to go to Olive Garden.
Buy one entree at the regular price and get another entree to take home for just $6.
.........yet I am gonna wait until I retire so the monthly amount will be greater.
The plan for tonight is to go to Olive Garden.
Buy one entree at the regular price and get another entree to take home for just $6.
Goofyernmost
Well-Known Member
Just figure out how much of that you could stash in a retirement plan** (outside any other you may already have) by collecting early. Remember there is no guarantee of a tomorrow, but having now what you hope to have in the future is sometimes the best way to plan. I took it early and even though sometimes I think it would be nice to have the extra, I actually retired at that same time. I don't really regret it and to me if I had continued working would have missed out on a lot of enjoyment when I was younger and healthier. Just one opinion, everyone has different thoughts and reasons.
use it for travel to Ireland or beyond.
SteveBrickNJ
Well-Known Member
I've heard that point of view....yet I'm still teaching and have no need for additional money at the moment.
I'd rather just wait until I retire June 2025 or June 2026 and then get the higher monthly amount for life based on delaying.
Different approaches...but that is the philosophy that I'm comfortable with.
Thanks for taking the time to share your thoughts.
SteveBrickNJ
Well-Known Member
ahhhh.
I wondered when it would dawn on someone as to WHY TODAY I am eligible to collect Social Security.
Yup....it's my 62nd B day
ajrwdwgirl
Premium Member
Happy birthday @SteveBrickNJ !
ahhhh.
I wondered when it would dawn on someone as to WHY TODAY I am eligible to collect Social Security.
Yup....it's my 62nd B day
Which makes you just about a week.older than my hubby, who'll "become eligible" on Monday.
I am.going to encourage him to start collecting, though, since he "retired" in 2019 to look.after.both of our elderly mothers, who passed within six months of each other in 2021, and it would be nice to have the extra income.
He's applied for.many jobs since then, without even a response. There may be a law against age discrimination, but it only applies if you're working, doesn't help you get hired! Plus, I subscribe to @Goofyernmost 's theory of, "take it as soon as you can because it might not be there if you wait"
SteveBrickNJ
Well-Known Member
I totally agree that now would be good for your husband to start collecting. Additionally, I know that in reality, if my job was eliminated due to a reduction in state funds to my school district, no other school district would take on a 62 year old band director. Even thought I'm energetic and healthy, the reality is....I'd not be able to find anything else.Which makes you just about a week.older than my hubby, who'll "become eligible" on Monday.
I am.going to encourage him to start collecting, though, since he "retired" in 2019 to look.after.both of our elderly mothers, who passed within six months of each other in 2021, and it would be nice to have the extra income.
He's applied for.many jobs since then, without even a response. There may be a law against age discrimination, but it only applies if you're working, doesn't help you get hired! Plus, I subscribe to @Goofyernmost 's theory of, "take it as soon as you can because it might not be there if you wait"
SteveBrickNJ
Well-Known Member
This is the B Day dinner plan...
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This will allow my wife and I to have restaurant food tonight ....AND Tomorrow
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This will allow my wife and I to have restaurant food tonight ....AND Tomorrow
A smart way to stretch those dollars and spend it on something else in the future. I stretched my dollars by drinking the in-house Keurig at work while some of my peers visited the next door Starbucks multiple times a day while still complaining of always being in debt.This is the B Day dinner plan...
*
*
This will allow my wife and I to have restaurant food tonight ....AND Tomorrow
Songbird76
Well-Known Member
FutureCEO
Well-Known Member
Us younger folks will never get social security even though we paid into it
I've read by year 2034 SS will run out of reserve $$ and will only pay out only 77% of the 100% on what is due to each applicant post 2034. Thankfully I'm not part of that group. I'm with the mindset if one is eligible to collect ( ie age 62 ) collect when eligible. Tomorrow , even life is not guaranteed.
trr1
Well-Known Member
here are two cakes for you old timerahhhh.
I wondered when it would dawn on someone as to WHY TODAY I am eligible to collect Social Security.
Yup....it's my 62nd B day
SteveBrickNJ
Well-Known Member
I appreciate all the people on this thread who wished me a Happy Birthday.
So far neither my brother in Ohio or my daughter in Virginia...neither has wished me a Happy B-Day...but the night is young....hope springs eternal.
So far neither my brother in Ohio or my daughter in Virginia...neither has wished me a Happy B-Day...but the night is young....hope springs eternal.
SteveBrickNJ
Well-Known Member
If I wait to start Soc. Sec. a year from this July(July 2025) I'll be fine. Any hypothetical changes would likely grandfather me in anyway....and as pointed out earlier in the thread....program eligibility changes would affect younger people. IMO.
MinnieM123
Premium Member
Happy birthday @SteveBrickNJ!