Using July 11 as an example (I can't use July 4. WDW has plenty of availability; Universal has none. I wonder why?):
Disney's Grand Floridian: Outer Building - Lagoon View
$690.75/night including tax
Universal's Portofino Bay: Bay View 2 Queen Room
$478.13/night with tax
Plus (and not Disney's fake "+" but a real plus) Universal's stay includes unlimited Express Pass all day long.
I'll gladly put up with some nickel-and-diming to save hundreds of dollars.
And yes, I've stayed at both and have an opinion as to which one is better.
Me too. And I bet our opinion is the same. I know which hotel I intend to stay at in the future and which one I won't.