The Chit Chat Chit Chat Thread

MinnieM123

Premium Member
She is. They have her listed as a bully mix. The sad thing is that pitbulls used to be known as "nanny dogs" and Mona for sure is a nanny dog. She's caring and sweet and checks on us often. And she's soooo mellow. But it's going to be harder to find her a forever home because of her breed. Which is sad. I mean, I get it, but it's sad.

And to add to the issue, most homeowner insurance policies will not insure, if there is a pitbull living at the home.
 

MinnieM123

Premium Member
@figmentfan423 , I wanted to let you know that I took that sewing seminar (sponsored by my community) last Saturday. Half the people sewed years ago and needed a refresher course. The other half never used a machine. Class was comprised of adults, with the exception of an 11-year-oid girl with her mother.

It was fun, and I remembered a lot of the steps, once I started to practice. Probably won't continue with this at home until next year, as I'd need to first get my sewing machine serviced/tuned up. (It's been in a box for quite a few years now, and I vaguely recall I had really messed up the tension in the bobbin area. The instructor told me a tune up/repair runs about $80-90. Yup, that's not gonna happen until well after Christmas presents are bought and paid for.) :p
 

DryerLintFan

Well-Known Member
And to add to the issue, most homeowner insurance policies will not insure, if there is a pitbull living at the home.

This is actually not accurate. I had to do my research because I foster. The coverage for your home and loss is all good whether or not you have a restricted breed. The breed restrictions specifically apply to if someone came on your property and your dog bit them. So if someone broke in, no impact and you get the same service. If someone broke in and your dog bit them, your insurance would cover the break in but not any claim from the person bit because the dog is a restricted breed.

There are a lot of housing restrictions though!!
 

MySmallWorldof4

Well-Known Member
So @MySmallWorldof4 and @21stamps , why is it even an issue for the teams/league, whatever, if you stay at a hotel of your choice, or even not stay at a hotel at all? Just trying to figure out why the sports teams put so much pressure on parents.
It isn’t the teams. It’s the companies that run the events. Like for cheer and dance, Varsity Brands is the largest company. My assumption is they team up with a travel company and get a kick back for having teams book through them. My dh’s bf’s (when he was younger) mom worked for one of those travel companies. You would not believe the amount of money she made booking college teams at hotels. I didn’t understand it because my mom worked for a large tour company in NY and then opened her own agency. She made like nothing. This lady would get tons of bonuses. She easily retired in her 60’s.
Anyway they say that it is beneficial for the area the events are going to be in because it supposedly helps boost the local economy. I am sure there is a little truth to that part of it. Sad fact is is that I can always find a room cheaper at the same hotel on my own most of the time.
 

MinnieM123

Premium Member
This is actually not accurate. I had to do my research because I foster. The coverage for your home and loss is all good whether or not you have a restricted breed. The breed restrictions specifically apply to if someone came on your property and your dog bit them. So if someone broke in, no impact and you get the same service. If someone broke in and your dog bit them, your insurance would cover the break in but not any claim from the person bit because the dog is a restricted breed.

There are a lot of housing restrictions though!!

I wonder if this varies from state to state. I know when we went for apartment insurance (11 years ago), the insurance agent almost completely denied us coverage, period.

It was because our dog (back at that time) had some German Shepard in her. We told the agent she was a mix of about 3 breeds, and the agent had to call a representative at one of the insurance companies to see if they'd insure us. Luckily, the agent said that since Shepard was not the primary breed, but a mix, (our past dog also had some lab and border collie in her) that they'd go ahead and insure us. Crazy, and stressful.
 

DryerLintFan

Well-Known Member
I wonder if this varies from state to state. I know when we went for apartment insurance (11 years ago), the insurance agent almost completely denied us coverage, period.

It was because our dog (back at that time) had some German Shepard in her. We told the agent she was a mix of about 3 breeds, and the agent had to call a representative at one of the insurance companies to see if they'd insure us. Luckily, the agent said that since Shepard was not the primary breed, but a mix, (our past dog also had some lab and border collie in her) that they'd go ahead and insure us. Crazy, and stressful.

That's crazy!! Shepherds are the main breed for police dogs, so I wouldn't have imagined they'd be restricted, either.
 

MinnieM123

Premium Member
That's crazy!! Shepherds are the main breed for police dogs, so I wouldn't have imagined they'd be restricted, either.

Wish I could recall the list of 10 breeds that they would not insure. Again, this was close to 11 years ago, and maybe (or maybe not) things have changed. (I'm sure in the case of police dogs, those are probably already insured under the local city or municipality's insurance.)
 

Rista1313

Well-Known Member
I wonder if this varies from state to state. I know when we went for apartment insurance (11 years ago), the insurance agent almost completely denied us coverage, period.

It was because our dog (back at that time) had some German Shepard in her. We told the agent she was a mix of about 3 breeds, and the agent had to call a representative at one of the insurance companies to see if they'd insure us. Luckily, the agent said that since Shepard was not the primary breed, but a mix, (our past dog also had some lab and border collie in her) that they'd go ahead and insure us. Crazy, and stressful.

I'm sure it varies from state to state and from company to company as well. I've never heard of that restriction where I work, but I mainly work with Recreational vehicle products.
 

DryerLintFan

Well-Known Member
I'm sure it varies from state to state and from company to company as well. I've never heard of that restriction where I work, but I mainly work with Recreational vehicle products.

We have it, where I work. USAA does not, but Nationwide does. I think the list is like... thirty five breeds long or something crazy like that. But I don't foster the risky dogs (because I have A, more than anything else) and I crate the fosters when I'm not home, so chances of them biting someone breaking in is very low. Risk mitigation.

We also have restrictions on trampolines, LOL
 

MinnieM123

Premium Member
We have it, where I work. USAA does not, but Nationwide does. I think the list is like... thirty five breeds long or something crazy like that. But I don't foster the risky dogs (because I have A, more than anything else) and I crate the fosters when I'm not home, so chances of them biting someone breaking in is very low. Risk mitigation.

We also have restrictions on trampolines, LOL

Oh yah -- trampolines, and also those fire pits that people buy, and put on their back decks, for example.
 

MySmallWorldof4

Well-Known Member
We have it, where I work. USAA does not, but Nationwide does. I think the list is like... thirty five breeds long or something crazy like that. But I don't foster the risky dogs (because I have A, more than anything else) and I crate the fosters when I'm not home, so chances of them biting someone breaking in is very low. Risk mitigation.

We also have restrictions on trampolines, LOL
I was told by my old home insurance agent that we could not have a trampoline on property. If there was a surprise inspection one day (as in a driveby by an agent), and they saw a trampoline in our yard, we would be given 30 days to remove it or risk losing the insurance. We don't have a trampoline.
 

93boomer

Premium Member
I was told by my old home insurance agent that we could not have a trampoline on property. If there was a surprise inspection one day (as in a driveby by an agent), and they saw a trampoline in our yard, we would be given 30 days to remove it or risk losing the insurance. We don't have a trampoline.
Also I have heard trampolines have to have those nets around them. Our neighbor found that out when his insurance premium went up. He put up nets.
 

DryerLintFan

Well-Known Member
I was told by my old home insurance agent that we could not have a trampoline on property. If there was a surprise inspection one day (as in a driveby by an agent), and they saw a trampoline in our yard, we would be given 30 days to remove it or risk losing the insurance. We don't have a trampoline.

The people who lived in my house before i bought it had a trampoline, and that came up during the inspection for my home insurance because they saw it on a drive-by.
 

21stamps

Well-Known Member
It isn’t the teams. It’s the companies that run the events. Like for cheer and dance, Varsity Brands is the largest company. My assumption is they team up with a travel company and get a kick back for having teams book through them. My dh’s bf’s (when he was younger) mom worked for one of those travel companies. You would not believe the amount of money she made booking college teams at hotels. I didn’t understand it because my mom worked for a large tour company in NY and then opened her own agency. She made like nothing. This lady would get tons of bonuses. She easily retired in her 60’s.
Anyway they say that it is beneficial for the area the events are going to be in because it supposedly helps boost the local economy. I am sure there is a little truth to that part of it. Sad fact is is that I can always find a room cheaper at the same hotel on my own most of the time.

@MinnieM123

I was a competitive springboard diver growing up.. went to meets around the country with my team. My sister was a gymnast and travel soccer player... the rules were the same back then too.
I’ve always understood it as similar to what @MySmallWorldof4 said. The hosts get a small kickback.
 

Rista1313

Well-Known Member
We have it, where I work. USAA does not, but Nationwide does. I think the list is like... thirty five breeds long or something crazy like that. But I don't foster the risky dogs (because I have A, more than anything else) and I crate the fosters when I'm not home, so chances of them biting someone breaking in is very low. Risk mitigation.

We also have restrictions on trampolines, LOL


Now that's one we have too!
 

MySmallWorldof4

Well-Known Member
@SteveBrickNJ

Me, as a little kid, in Jersey. My mom just shared this on FB. She’s the one in the denim short shorts.

Really sad that everyone else in this photo is deceased now,.. but I have so many wonderful childhood memories with them! :)

...with the exception of my bowel cut.😡;)

View attachment 416775
You look like your mom. Love her feathered hair.
 

Register on WDWMAGIC. This sidebar will go away, and you'll see fewer ads.

Back
Top Bottom