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I never pay interest. Here, there are financing options for larger purchases. I have Paypal credit, so if I have a purchase of more than $100, I can take 6 months to pay it off without interest. I did that for my airfare to SC in December because in summer, because of vacations and such, my spending had gone up, but I had to sacrifice pay, so my income was down. I deferred paying for it right away, so it'll get paid for this month and next now that my income is back up to normal.Thats basic, but not everyone has that luxury. I had to use my CC's to pay part of my processor update.
But I always envy the rates of American cards, my aunt says she gets 0% and 1% rates on almost all her cards, and even if she doesnt pay.. she can refinance to 0% later on.
Here in my country.. the minimum is 18% annual rate, most cards over in the ridiculous 50% rate.
If you ask for a smaller rate, they will laugh at you.
I feel so bad for my supervisor. Her mother has had health problems, her husband had surgery, and now this whole thing has happened with her sister. That poor woman. And her only vacation this year was a short trip to the beach.
At least at work they've reassigned some of her responsibilities to a new manager who I really like working with. That should help with her workload; in addition to all of this, she was working 50+ hour weeks. Which, to be honest, is not healthy for her, and it's hard to work for someone whose stress level is through the roof all the time.
I have a 7plus and love it. For me I purchased it because of the DSLR type camera. I had been planning on buying a camera separately, but a good one would have cost as much as the iPhone or more. My previous HTC took lousy pictures as did the Sony phone I had before that one. I ended up needing to carry a phone and a separate stop and shoot camera. So I killed too birds with one stone by getting a phone and great camera in one. So I look at it as I saved a lot of money. I will probably keep the phone for a bunch of years. I am not apt to switch it because I really love it. The water resistance is a big plus too.![]()
You can buy it in different colors for different colored slime. My daughter's grandma sent some sparkly blue home with her.![]()
@MinnieM123 Here's one for you.
What do you call a cow with no legs?
Ground beef.My niece sent that in at Monsters Inc and they used it when we were there.
Rant alert, here it comes...(it's about the coworker I can't stand)
My supervisor has been on leave for a while to take care of her sister. She came back two weeks ago, but was basically remote. We got word Monday that her sister had passed away.
Yesterday, I got a Skype message around 9 am from my dreadful coworker. "Is your supervisor working from home today?" I walked down the hall to talk to her, and quietly told her that my supervisor's sister had passed away the day before and she was on leave.
My coworker's reaction? "Oh, sh*t, I wanted to ask to use her office."
That. Not, "Oh my gosh, that's terrible." Not, "Oh, no. I feel so bad for her." Which could have been followed up with, "Well, I hate to ask this, but we have a manager from Mexico who needs some place to work. Do you think she'd mind if we used her office?" Followed with some expressions of sympathy. Nope, just, oh darn, wanted to use her office.
I do not understand some people. Work is not more important than family; get over it. Ugh!
Just got accepted to Cuyahoga Community College!!!!!!!!!!!!!!!!!! I'll be taking a 2 yr. degree in Illustration
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Thank goodness the sun is shining!
Sending warm hugs xoxo
THNX but nope it was girls and tea coffee afternoon.![]()
I would love that . . .![]()
Sympathy like for both of you. I've been lucky so far older ds 3 ER trips 2 times just a couple of stitches and 3rd time sprained wrist but my younger dsjust one trip but is was a doozy both bones in his wrist were broken from a monkey bar dare. At least he did it on the day the trauma orthopedist wasn't busy or he would have been in the hospital a couple of days. He got released just after midnight. Had he had to wait for a regular orthopedist surgery would have been done the first thing the next morning and would have had a one night stay.
I've never been to a Hobby Lobby--not sure if we have those out here. Craft stores in my area are MIchaels and A. C. Moore. Michaels is my favorite.
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