Not sure what airlines, but they all had travel insurance. But, insurance doesn't cover every situation. The guy traveling to Turkey, his insurance refused the claim, because all other reservations were still valid. He still COULD have stayed in his hotel, and he would have had a flight back...the fact that he couldn't GET there, didn't matter, because he could have driven or taken a bus, or flown out of somewhere else so he could use those reservations. Since those reservations were not canceled, it did not count. With the choir, I think there was something like...insurance didn't cover weather conditions or something....only things like, if you got sick and couldn't go. Makes me think it couldn't have been very good insurance. What's the point of having insurance in case the trip falls through if it doesn't cover anything? Insurance companies are really good at avoiding claims though. If they can string it out long enough, the statute of limitations invalidates the claim. In 2010, on our way back from Disney, our flight out of Orlando was delayed 7 hours. Instead of flying out at 5, we flew out at Midnight. We had just left Orlando when we were supposed to be landing and we had a short time to catch a connection in Amsterdam. Because we were 7 hours late, we obviously missed that connection. It wasn't our fault and the airline had a responsibility to get us to our final destination, and there were so many people on that same flight with the same connection that we missed, they would have had to set up a completely new flight for all of us, and that was too expensive, so they took us by bus which took 3 times longer. Things took so much longer that they were obligated to feed us because they would not let us stop in Amsterdam for food. They provided sandwiches on the bus, but it took us so long to get our luggage, which they temporarily lost, that they had already given our food to other passengers...so we got nothing. My kids were 2 and 4, starving, exhausted, and cranky. So we had a delayed flight, no food, and lost luggage (we didn't get our car seat back for several days) and a broken suitcase, and the ONLY compensation they gave us was a $15 food voucher for the airport food court in Orlando while we waited for our delayed flight. We put in a claim and it was denied. Legally, they were supposed to compensate us, but somehow they got out of it...they just kept denying appeal after appeal until the time was up and the claim was no longer valid. That's how they make their money. People get tired of chasing after them and give up, or they stall until the time is up.