ford91exploder
Resident Curmudgeon
There is no insurance company. Like most multi-billion dollar companies, they are self-insured.
In other words, the policies in place are Disney's choice.
Oh there is a insurance policy most companies do indeed 'self-insure' but it's up to a defined limit after which what is known as reinsurance kicks in. Companies like Swiss Re http://www.swissre.com specialize in this kind of business.