Hurricane Ian expected to impact Florida (updates and related discussions)

[Kamikaze]

Goodness. This thing was like Christmas for many in the vlogging community. It's a paycheck, can you really blame them?
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I feel so bad that you're forced to watch things you don't enjoy.

 

[Afterthought]

Read again the part where I said Can You Really Blame Them. I completely get why they do it. Excitement sells.

 

[G00fyDad]

Really?? We're down to arguing with each other now? I feel like I am watching my grandsons for the day.

 

[dreday3]

Really?? We're down to arguing with each other now? I feel like I am watching my grandsons for the day.

get him cat!!!!!!!!!!!

 

[Sirwalterraleigh]

Goodness. This thing was like Christmas for many in the vlogging community. It's a paycheck, can you really blame them?
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Medal of honor coming to them all…

I feel so bad that you're forced to watch things you don't enjoy.

Unfortunately…he does have a point. The vloggers continue to lower their own bars.

 

[Lilofan]

f

Here’s where the interesting parts of any storm start:

1. Early estimates on damage: $40,000,000,000
2. Number of Floridians who had lost their homeowners/flood insurance due to collapse in the insurance market in Florida prior this year to this week: 440,000
3. The most expensive to insure/under insured real estate on the planet - Ft to ft? Take a wild guess where?
4. Guess who is going to be asked (quietly) to bail this whole thing out? - Los Estados unidos. Bet there won’t be a lot of tough talk cable news interviews on that topic, eh?
5. Everyone hates the government until their mail box gets washed away, don’t they? Gonna take years to try and patch this one back together

The affected ones of the 440,000 who lost their FL home insurance and could not get another one with damages from Ian are screwed beyond belief.

 

[Sirwalterraleigh]

The affected ones of the 440,000 who lost their FL home insurance and could not get another one with damages from Ian are screwed beyond belief.

They’ll get bail out…guess by whom?

 

[Lilofan]

They’ll get bail out…guess by whom?

If that’s the case why get insurance?

 

[DryerLintFan]

They’ll get bail out…guess by whom?

They didn't after Charley. There were people living in FEMA shelters for years after Charley saving up for a new place. This time might be different though I don't know.

 

[Sirwalterraleigh]

They didn't after Charley. There were people living in FEMA shelters for years after Charley saving up for a new place. This time might be different though I don't know.

2004 is very different to 2022

You do the math.

Remember “the market” then

 

[Sirwalterraleigh]

If that’s the case why get insurance?

Are you serial?

Because it’s required to make money off people…and then they run for the hills when something happens.

It’s fascinating to look at what exactly is going on in the Florida market. It’s a “disaster” on its own. It got little national play…now it will.

 

[Lilofan]

Are you serial?

Because it’s required to make money off people…and then they run for the hills when something happens.

It’s fascinating to look at what exactly is going on in the Florida market. It’s a “disaster” on its own. It got little national play…now it will.

Still didn’t answer my question. One pays for insurance gets repairs. One that does not have insurance gets bail out ( repairs ) according to you

 

[DryerLintFan]

Still didn’t answer my question. One pays for insurance gets repairs. One that does not have insurance gets bail out ( repairs ) according to you

To add to this, when you pay for insurance you aren't guaranteed repairs. Insurance companies are really shifty after Hurricaines. You have to argue with them about everything and they turn down a ton of claims.

 

[Lilofan]

To add to this, when you pay for insurance you aren't guaranteed repairs. Insurance companies are really shifty after Hurricaines. You have to argue with them about everything and they turn down a ton of claims.

2004 Charley , insurance would give you dollar figure to fix your roof after submitting a claim. Then one calls several roofers that state We can repair this but the amount is 2x the figure XYZ insurance company gave you. Price gouging 101. Get your roof fixed or live with a blue tarp over the holes of your roof. Pray the rain doesn’t come inside.

 

[Vegas Disney Fan]

To add to this, when you pay for insurance you aren't guaranteed repairs. Insurance companies are really shifty after Hurricaines. You have to argue with them about everything and they turn down a ton of claims.

I’m not familiar with the insurance issues in Florida but based on what I’m seeing on the news I’m guessing it’s the older, pre hurricane building code buildings that are impossible to insure?

It’s crazy seeing new builds more or less unscathed right next to a home that was absolutely blown apart.

 

[Lilofan]

I’m not familiar with the insurance issues in Florida but based on what I’m seeing on the news I’m guessing it’s the older, pre hurricane building code buildings that are impossible to insure?

It’s crazy seeing new builds more or less unscathed right next to a home that was absolutely blown apart.

Call AAA , will not insure a home that was built before 2003 or a roof more than 15 years old or older.

 

[Sirwalterraleigh]

Still didn’t answer my question. One pays for insurance gets repairs. One that does not have insurance gets bail out ( repairs ) according to you

You’re showing a bit of naivety on this…see below

To add to this, when you pay for insurance you aren't guaranteed repairs. Insurance companies are really shifty after Hurricaines. You have to argue with them about everything and they turn down a ton of claims.

Half of insurance company staff is employed to deny claims. Welcome to the free market…free for them

 

[Sirwalterraleigh]

I’m not familiar with the insurance issues in Florida but based on what I’m seeing on the news I’m guessing it’s the older, pre hurricane building code buildings that are impossible to insure?

It’s crazy seeing new builds more or less unscathed right next to a home that was absolutely blown apart.

Take it from the source: smerconish…

But it sounds like a lot of shenanigans have been going in the insurance commissioners office?
That isn’t a red/blue problem…it’s 50 for 50

Few realize that coverage is set by the states in most places due to regs (or lack thereof)…they can modify/change what does and does not have to be covered/paid when they want. Which Means “pressure” from the usual suspects. Starts with an “L”

You do the math

 

[heapster411]

After hurricane Ida I had some roof and fence damage, my insurance company ( like a good neighbor) sent out an independent insurance adjuster. After inspection he indicated I needed a new roof and fence. their head adjuster look over the photos and said that I didn't need a new roof just some repairs. So since this was a named storm, my insurance deductible increased from $2500.00 to $7500.00, the insurance company did their accounting mojo to where they were not going to cover anything. In my case I had to obtain SBA loan for $25000 to cover the new roof and fence. If my insurance company can find a way to move out of Louisiana, they would not hesitate to leave. Been paying a premium for over 30 years and they really don't want to pay any claims. It would be easier to take what I pay in premiums, put it in a CD, and self insure myself.

 

[erstwo]

In some good news - Headed south on 75 in Georgia today and so many relief vehicles on the road with us.
Most are ‘for profit’ (tree removal, water mitigation) but there are also some non profits headed down with big trailers to set up relief stations.