I'm much the same way; I divested myself of volatile stocks starting about two years ago, and moved stuff into bonds and CD's and some rental real estate. Slow and steady wins the race, and once you reach a certain age you can sit back and enjoy it. Isn't Capitalism great?!?
That said, 2021 was a lucky year for me personally. If I'd been as good at timing markets my whole life as I was for a brief, shining moment in '21 (mostly out of dumb luck), I'd be a Billionaire.
One item I lucked into about a year ago: I sold my big, old, paid-off house in OC at the tip-top of the market. I went up to OC last week for dinner with friends from the old neighborhood. My former home is still off
the market. The investment firm of hotshots that bought it from me misjudged the turn in the market and it's still just sitting there. I think they're trying to figure out what to do with it, and many other properties they bought in the suddenly collapsing OC real estate market. Rent? Sell at a loss? Hold it until this spring and pray for a miracle?
At least they've still got a landscaping crew stopping by every Tuesday, and they're still watering the lawns. Suckers.