Well I appreciate that you take the time to capture the magic and share it!! Have u purchased from the photo pass card that the CM give you. We have purchased a few from last trips but have never been able to get enough to purchase a CD.
We purchased from SSR in 2006. When we purchased we did so at very low points, like 150. Needless to say we ended up purchasing more. The only reason we were able to do that is when we bounght in we turned around & Refi'd our house and paid the first DVC purchase then went back and purchased more, since they were running a promo @ SSR, since they were starting to sell for AK. so now we have total 320.
I guess the 3 load is to make sure you do not go over 100 in an album.
I know the $$$ thing is still a concern for me even w/ having our resort already taken care of. Still need to get there, eat and of course I can not leave there without going to DD and shopping.