Your downplaying of the effectiveness of the vaccines is so frustrating. Let's try and put this into real life terms. I'm going to use the 75-84 year old demographic in Florida to illustrate. Based upon the numbers that the state is using for their statistics, 1,404,265 people in Florida are in that demographic. 16,300 people in that population have been hospitalized due to COVID. That means 1,160 out of 100,000 people in that demographic have been hospitalized for COVID during the pandemic.
If the risk of hospitalization is decreased by 98.9%, that means that, in the same time period, there would only be 12.6 out of every 100,000 people between 75 and 84 hospitalized (179 people) even if the community spread was the same and not further reduced by the vaccinations. Now, 9,219 people in this demographic died from COVID which is 56.6% of those hospitalized. That would translate to lowering the number of deaths from 9,219 to 101.
As far as individual risk goes, 101 deaths is 7.19 per 100k people in that demographic. That means, if vaccinated and if the community spread is the same as it has been over the past 11 months, the risk of a vaccinated 75-84 year old in Florida between now and 1/24/21 dying of COVID-19 will be 0.007%. Without vaccination it was 0.66%.
For a 75 year old man, the odds of dying from any cause in the next year is 3.24% and for a 75 year old woman it is 2.49%. Being vaccinated makes the risk of dying of COVID-19 essentially irrelevant. Without vaccination it was significant in comparison to the risk of being alive at that age.