My point was that WDW tipped employees make much higher wages than their non tipped coworkers. They could easily have a rainy day fund in comparison to their non tipped coworkers if they live within their means.You don't know their expenses, you don't know what emergencies have come up in their lives. If there are tipped employees making that, it's not because they're sitting around not doing anything. You don't know their lives much more than people know your life and what you're dealing with. Knock it off.