chadwpalm
Well-Known Member
- In the Parks
- No
I have a friend that strictly uses cash for budgetary reasons. She uses the whole Dave Ramsey envelope method. It works for her and she likes doing it.Dumb. Cash is a wonderful way for families to vacation on a budget.
I'm a very strict budgeter too, but I use online budgeting tools. I haven't carried cash in 20 years. I have my paychecks direct deposited and use my credit cards to purchase things and then pay off the balances each month. I don't deviate from my budget and its allowed me to live a completely debt-free life (aside from my student loans). Not everyone is disciplined enough to do that, so I understand that using cash for budgeting can help in that regard.
I don't really have an opinion as to whether using banks is bad or good, or whether a cashless society is bad or good, but I think people should be allowed to whatever payment method they want if that's what they feel more comfortable doing.
Even with kiosks that transfer cash to gift cards or debit cards I'm sure people would want to either be able to get cash back if they don't spend it all, or have assurances they can use the debit cards anywhere.