The problem with people like this, is that their knee jerk reaction to needing/wanting something, is to go and borrow it, rather than do without, or wait until they can get out to the store and purchase something. It's not only items, in this case, it's money as well. Oh not from me, because I never give anyone cash. However, my husband has not learned how to say no to anyone, and people take advantage of that fact. Today, I might have finally gotten through to this woman, well at least I hope so. I'm at fault here for letting it go on for so long. Borrowers never get it unless, you put them in their place right away, which I never did, so I told her as much. Time will tell, whether or not she finally stops the borrowing, and by the way, she rarely ever returns what she borrows.