The Chit Chat Chit Chat Thread

[Gabe1]

ChaChing!

And that is why nobody is posting the whereabouts of the shoe store. I would love to go shopping in there, I love those black boots!!! Can you imagine some Film Corp bid on the lot of those shoes? Can imagine we could be seeing these lovelies in future films and stage shows. God Bless those Grandparents for not having a going out business sale 50 years ago.

 

[Gabe1]

Wow. I'm not familiar with the member you referenced, but I hope her area has rebuilt itself. That was very sad about the tornadoes.

A young woman between the age of my DD and DS.

Indeed. My understanding is her family is now back in there home. My DD University was in the thick of it from both sides of the dueling tornadoes. She was evac'd to the basement of a 100 year old library basement, parked in a concrete hall, all of her electronics with her and all plugged into wall outlet she scouted out. I could see it coming and had her pack flashlight, batteries, water, cash, her debit credit cards, portable food, shirt, socks and a blanket in her backpack that she had secured on her. Gloves and a hat to help protect her. The storms had already ripped through southern IL and were intensifying. By Grace it pretty much leap frogged over the University and pounded the town just north and several north of there along with many west and on up north. We see one city for the most on TV however many were equally as flattened. Horrible.

 

[donaldtoo]

And that is why nobody is posting the whereabouts of the shoe store. I would love to go shopping in there, I love those black boots!!! Can you imagine some Film Corp bid on the lot of those shoes? Can imagine we could be seeing these lovelies in future films and stage shows. God Bless those Grandparents for not having a going out business sale 50 years ago.

I still wanna' see some sorta' preliminary appraisal...

 

[Gabe1]

Actually, I'd like to cast stones at the heads of Europes, ours, and many other "politicians" from around the world. And, the suckers that believe any of their BS.
D**n. That's A LOT of friggin' stones.

Best cast those stones at us first, we elect these folk. From those who manipulate for their own benefit, to those who are corrupt and line their pockets, to the drug and drunken addicts, we put them there and normally re-elect most of them over and over. Couldn't do it without us knuckleheads heading to the polls. We've both have watched it for decades, it happens no matter which party we elect, who is the majority, who is the minority. I just have a hard time pointing at other developed nations when we have enough issues on our own turf.

 

[Gabe1]

I still wanna' see some sorta' preliminary appraisal...

Me too, I hope when the estate is dealt with I sure hope we hear more.

 

[Gabe1]

In a bit more than an hour it will be tomorrow....we are on track to break a 110 year old record for
Mickey's Birthday. It will be 9 degrees and the windchill at the moment is -5.

 

[JenniferS]

It was not long ago we as a nation were pretty much in the same boat, Zero down home loans, were still dealing with foreclosures, banks were failing and being taken over by the Feds-Government had to bail them out, our Auto industry was beyond jiggly, unemployement was at record levels, no construction, states not paying their bills, federal bailouts galore. I can't cast any stones at Europe as I live in a glass house.

Our experience up here was very different.
Our banking industry is dominated by the "Big 5" - some of the richest, most stable banks in the world.
http://en.m.wikipedia.org/wiki/Big_Five_(banks)

While the Feds had briefly loosened mortgage lending rules, when things started to tank, they tightened things up. Pronto. Multiple times.
http://www.cba.ca/en/media-room/50-...issues/657-changes-to-canadas-mortgage-market

And then, once buyers have satisfied the gov't requirements, they must meet the requirements of the individual lenders, and then again, the seemingly arbitrary rules of the underwriter.

While these rule changes made it a little harder (okay, a LOT harder) for Purchasers to qualify for mortgages, which is bad for my industry; our foreclosure rate is less than 1/10 of that in the U.S., which is good for my business. I feel good when sitting down with Purchasers, pre-approval in hand, that they can legitimately afford the home I am selling them.
It also means that the deal will actually close, and that I will get paid. 'Cause for me, that's the bottom line.

 

[Gabe1]

And now that I've caught up on the alerts, time to see where I left off last night at this time.

 

[JenniferS]

And now that I've caught up on the alerts, time to see where I left off last night at this time.

Everytime I see , I read it as "Oy!"

 

[donaldtoo]

Actually, I'd like to cast stones at the heads of Europes, ours, and many other "politicians" from around the world. And, the suckers that believe any of their BS.
D**n. That's A LOT of friggin' stones.

Best cast those stones at us first, we elect these folk. From those who manipulate for their own benefit, to those who are corrupt and line their pockets, to the drug and drunken addicts, we put them there and normally re-elect most of them over and over. Couldn't do it without us knuckleheads heading to the polls. We've both have watched it for decades, it happens no matter which party we elect, who is the majority, who is the minority. I just have a hard time pointing at other developed nations when we have enough issues on our own turf.

That's exactly what I did.
And, I don't have a hard time pointing my finger at any of those clowns, anywhere. I'm an equal opportunity pointer.

 

[Gabe1]

Our experience up here was very different.
Our banking industry is dominated by the "Big 5" - some of the richest, most stable banks in the world.
http://en.m.wikipedia.org/wiki/Big_Five_(banks)

While the Feds had briefly loosened mortgage lending rules, when things started to tank, they tightened things up. Pronto. Multiple times.
http://www.cba.ca/en/media-room/50-...issues/657-changes-to-canadas-mortgage-market

And then, once buyers have satisfied the gov't requirements, they must meet the requirements of the individual lenders, and then again, the seemingly arbitrary rules of the underwriter.

While these rule changes made it a little harder (okay, a LOT harder) for Purchasers to qualify for mortgages, which is bad for my industry; our foreclosure rate is less than 1/10 of that in the U.S., which is good for my business. I feel good when sitting down with Purchasers, pre-approval in hand, that they can legitimately afford the home I am selling them.
It also means that the deal will actually close, and that I will get paid. 'Cause for me, that's the bottom line.

Yeah we tightened up the mortgages after the problems surfaced too. Our banks are Federally insured so they are fine. There are still foreclosures but our laws about foreclosures are very different than yours so it isn't simplistically compared much like comparing your socialized medicine to our health care. But like you said a while back getting out of the red into the black is a nice thing. Lets just hope it stays that way.

 

[Gabe1]

That's exactly what I did.
And, I don't have a hard time pointing my finger at any of those clowns, anywhere. I'm an equal opportunity pointer.

Ha! Too bad the finger pointing and our casting stones is just an good release of frustration but in the end we are where we are and it changes nothing but it does reduce our blood pressure to rant and finger point. One Tom, Dick and Harry just replaces the next with a clone. As the World Turns this is our life, come April 15th, nothing changes, I rant, it stays the same. I tend not to work myself up about it, I watch election returns, I either happy or disappointed and I go to bed, wake and repeat.

 

[Gabe1]

Everytime I see , I read it as "Oy!"

Exactly. Oy has been one of my favorite words for decades.

 

[Gabe1]

And one of the gilmoreisms that made me laugh the hardest was Oy with the Poodles already.

 

[donaldtoo]

In a bit more than an hour it will be tomorrow....we are on track to break a 110 year old record for
Mickey's Birthday. It will be 9 degrees and the windchill at the moment is -5.

Sympathy "like".
Good grief!
Predicted low of only 27 here.
Stay warm, Mickey...!!!
All those birthday cake candles should help...!

 

[Cesar R M]

Same foot (right) as my most recent injury.
The summer's two injuries were both on the left foot.

Dang, I think I need to get back to work. Apparently my home is not safe for me.

I have to agree with @MinnieM123 , you really need steel shoes or something.
perhaps gigantic cowboy boots. they would also be very useful when kicking your sons out of your home

 

[Cesar R M]

Yep, they do but they put those chemicals in your food?

no, but they still affect the taste.

 

[donaldtoo]

Ha! Too bad the finger pointing and our casting stones is just an good release of frustration but in the end we are where we are and it changes nothing but it does reduce our blood pressure to rant and finger point. One Tom, **** and Harry just replaces the next with a clone. As the World Turns this is our life, come April 15th, nothing changes, I rant, it stays the same. I tend not to work myself up about it, I watch election returns, I either happy or disappointed and I go to bed, wake and repeat.

Exactly. The funny thing is, I don't watch any of it anymore. I just rant a bit when it comes up in conversation. Feels like old times. I used to be really into it, but, quit givin' a carp about a decade ago, for exactly the reasons you stated. SOSDD.

 

[Gabe1]

Sympathy "like".
Good grief!
Predicted low of only 27 here.
Stay warm, Mickey...!!!
All those birthday cake candles should help...!

Hmpf. Mickey's candles may keep him warm but he better share some of them tomorrow with My DD as she will not have as many candles on her cake tomorrow as Mickey does and he has a fur coat. Brrrrrr

 

[Gabe1]

Well I just found my place where I stopped reading posts last night, I'm only 5 pages behind. Good show peeps.