Ratcliffe was basically just Disney's way of deflecting having to explain mass-European xenophobia of the natives. Basically saying that one guy was the cause of tensions between the Europeans and Natives since obviously a serious comment about how European Manifest Destiny and how it literally all but destroyed the native culture would supposedly offend the Euro-Centric sensibilities that is taught to Grade -School kids these days.
Yes, and he was obviously so (in my eyes). Which is what made him a shallow character to me. He was made to represent a group of people and ideas, rather than being an individual character with ideas and motivations of his own, that, while we as the audience may disagree with his actions, we at our core understand or at least relate to his reasons.
But, he was just a shallow character. A selfish, ignorant bigot. No relation at all. As I mentioned before, this works in certain stories where you need an overarching villain which merely presents a "threat", but that story arch requires that the primary characters don't interact too much with the villain outside of the "struggle" to work (take 101 Dalmatians, Rescuers or, as I mentioned before, Mulan)...
A shallow villain works in all those stories because the villain isn't REALLY part of the story, they merely exist to provide context and motivation for the heros and lead characters of the story...
Could a shallow Ratcliffe work? Sure...but only if they'd spent a LOT less time on him and his interactions.
Also, a true commentary on the colonization of the Americas wouldn't be so politically shallow as to imply that the "pale skins" didn't have Indian allies. The French, for example, had a whole war against the British colonies, relying on Indian partnerships, intelligence and troops.
It's a gross oversimplification of the situation and the motives, and with that I agree with your "grade-school" comment. With that character alone, and the oversimplification (and frankly poor representation) of American Indian culture, the movie talks down to the audience, and does little more than entertain...at the same level a straight to DVD movie does.
The inclusion of the mystical "tree of life" in this otherwise historical (not mythical) context furthers the bad storytelling arc that is this movie, to me.
It is by far my least favorite major Disney movie...if you can't tell. I was so excited to see it (after having seen the production cels being done at MGM at the time)...
Oddly, I thought the straight to DVD Pocahontas II was actually a better written plot structure.