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I got my Disney Visa card!
- Thread starter SpongeScott
- Start date
AkiraRaptor
Meega, nala kwishta!
Wow, been reading some of these stories about people having to send in their life history to get this card. I just filled in the internet app, and week later the card came in the mail.
I wish we could pick a picture on the card though instead of that pink/red look.
I wish we could pick a picture on the card though instead of that pink/red look.
ddrongowski
Well-Known Member
New Disney visa card sucks
This is the Wonderful replacement for the Disney Club Card? 1% back!? Disney club only costed $40.00 a year and saved me $200.00 to $400.00 a single trip. Now they want you to spend $100.00 to get $1.00. No Thankyou.
This is the Wonderful replacement for the Disney Club Card? 1% back!? Disney club only costed $40.00 a year and saved me $200.00 to $400.00 a single trip. Now they want you to spend $100.00 to get $1.00. No Thankyou.
Ames0097
New Member
I applied a little over a week ago online. Patiently waiting. It didn't say if I was approved or not but I have good credit and get about 4 pre-approved credit card offers a day so I'm hoping.
I wonder if the card will change pictures/colors when new card comes to replace old expiration date?
I wonder if the card will change pictures/colors when new card comes to replace old expiration date?
jaimjaim25
New Member
I can't believe the crap you have to go through to get this card.. I got my car loan faster...AND EASIER!
DisneyPhD
Well-Known Member
Hey, got our card a few days ago (I think we already earned 2$, been a busy week!)
No problems getting it. I did put my husbands name as the main name since I only work part time and his income is about 3 times that of mine. :lol:
No pin yet, expect that next week.
Strange about all the troulbes getting it, since they are shoving cc appications down peoples throats lately.
I think it is worth it. I like when I spend money I would anyway, I get closer to my favorite vacation.
No problems getting it. I did put my husbands name as the main name since I only work part time and his income is about 3 times that of mine. :lol:
No pin yet, expect that next week.
Strange about all the troulbes getting it, since they are shoving cc appications down peoples throats lately.
I think it is worth it. I like when I spend money I would anyway, I get closer to my favorite vacation.
Give it another week or two on the pin. We got the pin before we got our first bill. WOOHOO! We've earned 4 Disney dollars! I can buy a turkey leg!:slurp:
jaimjaim25
New Member
OK.. Just got in the mail a letter from Bank One. Said
"You may have recently received a lletter telling you, you were denied a Visa, but it was sent in error. In fact, you were approved and your card will be arriving in 7-10 days"
YAY! FINALLY!!!
"You may have recently received a lletter telling you, you were denied a Visa, but it was sent in error. In fact, you were approved and your card will be arriving in 7-10 days"
YAY! FINALLY!!!
dizneykev
Member
OK, I have a couple of things to say about this card. First of all, I applied for this card on day 1 and got a letter saying it was declined due to information on my credit report and it gave me a number to call to get specifics on it. I called the number and they said there was one instance over 4 years ago where I paid a Discover card payment 30 days late. I told them I was inbetween jobs at the time and they said they would note that and re-submit it. My wife got a call 3 days later to verify the spelling of the names on the cards and told us we were now approved. The cards came about 7 days later and I expected a credit limit of maybe $1500 due to the problems they said I had on my credit. Imagine my surprise when they gave me a limit of $10,000. I can't believe one small call made the difference between no card and a high limit card like this one. I do suppose you need that high of a limit if you travel to Disney as much as we do though. LOL.
Another thing I wanted to mention was people slamming the card and rewards and saying it won't save them the way the Disney Club card did. Let me say this, on the website there is an offers link to see current offers to card holders. With this offer, I was able to stay in a room this May for much less than my Disney Club card alone would give me. I am staying in a moderate resort for $94/night. A savings of almost $50/night over rack rates. I find the discounts to be equal to what we had in the Disney Club if not better. We also have a friend who is a manager of the local Disney Store and she told us to expect the same 10% or better discounts for using or Visa card as we got with our Disney Club once the program gets under way. I think it is great if you use your credit responsibly.
Dizneykev
Another thing I wanted to mention was people slamming the card and rewards and saying it won't save them the way the Disney Club card did. Let me say this, on the website there is an offers link to see current offers to card holders. With this offer, I was able to stay in a room this May for much less than my Disney Club card alone would give me. I am staying in a moderate resort for $94/night. A savings of almost $50/night over rack rates. I find the discounts to be equal to what we had in the Disney Club if not better. We also have a friend who is a manager of the local Disney Store and she told us to expect the same 10% or better discounts for using or Visa card as we got with our Disney Club once the program gets under way. I think it is great if you use your credit responsibly.
Dizneykev
jaimjaim25
New Member
It's here! It's here!!
troberts1
New Member
I got a letter that said I was declined because of my credit report.that freaked me out because I knew I shouldnt have anything on my report that was bad.so i pulled my report and guess what,SEARS listed me as a bad debt,charge off,skip $2,998.I about went thru the roof knowing that I paid them every dime and on time.I called them and they said they didnt put it on my report and would send me a letter stating paid in full,and it will be off my report by April 12th.hopefully this will resolve the problem but Bank One should call people when they see something strange when they see 17 good things on a report.so check your credit always,you never know what strange things may appear.
