It is only pointless from your perspective to save money or your perceived lack of value and you may not be wrong. There is such a thing to stay on Disney premises simply becasue a person likes it though.
I am not being rude but I have to point out, Chapek is not out to get the guests with your train of thought. He has said many times directly and indirectly that he is after the people that spend more, not people looking for a bargain and he is doing this to get a better return for stockholders. I also need point out that Disney stock holders are us.
That all being said I do not stay on property anymore for the long trips, they just cost too much. For me it was never about the perks, it was location and theme feel. I will go back to a few Disney owned a couple nights here and there for fun, but no more long trips. I agree with you so much I stopped paying for hotels at all.