roj2323
Well-Known Member
I do not have numbers in front of me but I will get back to you with a comparison sometime soon.
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Disney Union Workers Rally for Better Pay
- Thread starter yeti
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I do not have numbers in front of me but I will get back to you with a comparison sometime soon.
Matt_Black
Well-Known Member
Because it's not necessarily that simple. Sometimes it can be something like
a. Gets a very good job.
b. Gets a family.
c. Economy tanks because, f'rinstance, maybe bankers were gambling with money that wasn't theirs.
d. Loses job, has to choose between a low end job because that's all that's hiring right now or going on unemployment or welfare and then being accused of being lazy and a drain on the system.
Vegas Disney Fan
Well-Known Member
What a job is worth is often a difficult question. Disney has a lot of jobs that anyone can do with minimal training but they are also a guest service business and these CM's are a huge part of the overall guest experience and a big part of the reason most of us keep going back.
Picking up trash by itself isn't worth a high wage but when you see a trash CM joking around and putting a huge smile on a kids face it's hard to put a rate on that.
The flip side is because it's WDW and a lot of people dream of working there they don't need to pay much to entice people to work there.
I worked at an amusement park in college that paid minimum wage and I absolutely loved it. I've never forgotten how much fun I had working there and it's a big part of the reason I want to work PT at Disney when I retire. I've been saving my whole life so that when I retire I can just be there for the experience and atmosphere and not for the money.
Picking up trash by itself isn't worth a high wage but when you see a trash CM joking around and putting a huge smile on a kids face it's hard to put a rate on that.
The flip side is because it's WDW and a lot of people dream of working there they don't need to pay much to entice people to work there.
I worked at an amusement park in college that paid minimum wage and I absolutely loved it. I've never forgotten how much fun I had working there and it's a big part of the reason I want to work PT at Disney when I retire. I've been saving my whole life so that when I retire I can just be there for the experience and atmosphere and not for the money.
englanddg
One Little Spark...
There is a good chance that Disney EEs would NOT qualify for any subsidies.
Subsidies are not ONLY a function of income, but they are also a function of if your employer offers what ACA defines as "affordable" plans, which is classified as 9.5% of the employees HOUSEHOLD (so that includes family members as well) income. If the employer does not offer "affordable" health insurance, then they are in violation of ACA and will be fined. Considering the penalty (2 - 3k PER violation), I am quite sure Disney does.
If your employer does, then the applicant is not eligible for subsidies. At all.
You could get them...if you commit fraud.
At $10 an hour, one of the plans would need to cost more than $1976 annually for EE only coverage AFTER Disney's contribution. The "increase of employee contribution" is that their (Disney's) group health premiums are going up, and Disney has decided not to pay that increase.
The employee can still decline employer insurance if they choose, but they'd be losing out on any employer contribution AND the subsidies.
slappy magoo
Well-Known Member
In a way I feel a little sorry for the people who adopt the “don’t like the pay, find a better job, loser!” mentality. Because while outwardly they might ask like they’re Masters of the Universe, inwardly they’re scared to death there’s a college grad out there who can do their job twice as well for half the pay.
So their insistence that other people shouldn’t collectively bargain to improve their lot is like a defensive crouch, Daffy Duck shrunk down to an impotent size hugging that pearl in the oyster with all their might “NO NO NO MINE MINE MINE!” Rather then applaud people who are trying to make their lives better, they attack them, while they’d often be the first agree that they deserve more for what they provide to the Business. They’d also often be the first to teach their kids to “go for it” whatever “it” is, to demand more because no one is going to just going to give “it” to you. But oh, if you ask for “it” as part of a larger group, that’s socialism.
Meanwhile if they own their own business, they’re usually the first to give themselves a raise at the expense of their workers who keep them in business, because after all, they’re self made. They’re Masters. Aside from all the largesse they’ve received from society, including more often than not their consumer base, society never gave them anything!
It’d be laughable were it not for the fact that their short-sightedness and greed cause so many problems within the economy. Which I guess is why I feel sorry for them. Too ignorant to realize how ignorant they are.
So their insistence that other people shouldn’t collectively bargain to improve their lot is like a defensive crouch, Daffy Duck shrunk down to an impotent size hugging that pearl in the oyster with all their might “NO NO NO MINE MINE MINE!” Rather then applaud people who are trying to make their lives better, they attack them, while they’d often be the first agree that they deserve more for what they provide to the Business. They’d also often be the first to teach their kids to “go for it” whatever “it” is, to demand more because no one is going to just going to give “it” to you. But oh, if you ask for “it” as part of a larger group, that’s socialism.
Meanwhile if they own their own business, they’re usually the first to give themselves a raise at the expense of their workers who keep them in business, because after all, they’re self made. They’re Masters. Aside from all the largesse they’ve received from society, including more often than not their consumer base, society never gave them anything!
It’d be laughable were it not for the fact that their short-sightedness and greed cause so many problems within the economy. Which I guess is why I feel sorry for them. Too ignorant to realize how ignorant they are.
roj2323
Well-Known Member
There is a good chance that Disney EEs would NOT qualify for any subsidies.
Subsidies are not ONLY a function of income, but they are also a function of if your employer offers what ACA defines as "affordable" plans, which is classified as 9.5% of the employees HOUSEHOLD (so that includes family members as well) income. If the employer does not offer "affordable" health insurance, then they are in violation of ACA and will be fined. Considering the penalty (2 - 3k PER violation), I am quite sure Disney does.
If your employer does, then the applicant is not eligible for subsidies. At all.
You could get them...if you commit fraud.
At $10 an hour, one of the plans would need to cost more than $1976 annually for EE only coverage AFTER Disney's contribution. The "increase of employee contribution" is that their (Disney's) group health premiums are going up, and Disney has decided not to pay that increase.
The employee can still decline employer insurance if they choose, but they'd be losing out on any employer contribution AND the subsidies.
I think I already covered this:
Also just because a plan meets the minimum value and is "affordable" doesn't mean its a good insurance policy.
englanddg
One Little Spark...
Well, they don't.
This is correct. You may be able to find slightly cheaper plans or plans with better coverages through the exchange.
But, if your employer offers qualifying "affordable" healthcare, according to the definitions of the law, then you are no longer eligible for the subsidies through the exchange (unless you misrepresent yourself on your application).
slappy magoo
Well-Known Member
Also, one of the provisions of the ACA is that insurance plans can't be junk, or catastrophic plans. They have to be comprehensive, with no annual or lifetime caps and maximum out of pocket expenses. So it's not like your employer can stick you with a plan that'll stop covering you. It's not perfect, and it's far from a single-payer. You could still go bankrupt keeping up with the maximum OOP expenses. But you won't stop getting care either, which has often been the case pre-ACA.
englanddg
One Little Spark...
Right. And if they do not qualify, then the employer is in violation of ACA and will be forced to pay a fine per employee, as outlined earlier.
But, it's exactly due to these reasons that group insurance premiums are skyrocketing the past few years, and will continue to do so for a few more, I suspect.
Then we'll see a reduction as the reinsurance markets relax a bit. Right now, they aren't sure what to expect in terms of claims, and since the employer mandate got pushed another year, they still won't see the full impact until 2016 or so. Uncertainty makes markets (like reinsurance) nervous...so they compensate by increasing premiums.
slappy magoo
Well-Known Member
But insurance companies are limited to the percent of profit they can make off their customers, I think it's 85 or 90%. So if the insurance companies increase premiums they will have to prove 85-90% of the money they took in went to medical costs, otherwise their customers either get rebates or a reduction in rates the following year.
PhotoDave219
Well-Known Member
I'd really like somebody to address the fact that Orlando has a $23,000 a year median income per capita…
Everything here is just a service job for the Tourists.. And it's all making some corporation rich. And that corporation is not reinvesting in the community that it is milking dry.
Everything here is just a service job for the Tourists.. And it's all making some corporation rich. And that corporation is not reinvesting in the community that it is milking dry.
englanddg
One Little Spark...
Are you familiar with what reinsurance is and how it works? (serious question) Can't sell off the risk pool, no insurance company. It's that simple.
Regardless, that's what I said. The premiums are going up because they don't know what to expect, and then (in theory) a few years from now, they'll level out and/or likely decrease.
They will never go back to the rates of last decade however.
No, but it is still a valid point that they knew how much the job paid when they accepted it.
Matt_Black
Well-Known Member
Well the whole intern issue in this country is something that needs reformed for a variety of reasons. For example, it is currently totally legal to sexually harass an intern because they're not technically an employee.
englanddg
One Little Spark...
If you laid all the economists in the world end to end, they still wouldn't reach a conclusion.
Kristamouse
Well-Known Member
Have Disney employees in any section/department/whatever of the company ever gone on strike? Just curious...
englanddg
One Little Spark...
Um...yes.
A very famous strike of the Animators. According to many who knew him, Walt took the strike quite personally, and it's why his interests started to shift away from animation to live action.
Writers Screen Guild went on a very prominent strike in 2007 (as I recall), which would effect their film and TV divisions.
Hotel workers have also had strikes, only a few years ago. 2011 I think?
Gabe1
Ivory Tower Squabble EST 2011. WINDMILL SURVIVOR
As a Mom of 2 pretty recent college grads I agree. My DD was given an intern this last semester as they launched a new facility, others borrowed her to pick their kids up from the airport, put together furniture, be a bouncer. She was annoyed. My kids were fortunate and were paid (though poorly) unlike many before them, many being used for anything but what the actual internship was to be. Internships have turned into a Gal Friday or Jack of all Trades category and I wish it would be more closely monitored and more tightly regulated. Yet some firms do offer real internships, my DDs friend did an internship for NBC TV and it was an actual learning experiences verses chores nobody wanted to do.