I'm wondering if I'm missing something, because I've now seen several AP holders who say it's not worthwhile... what do you all know that I don't?....The could be right they could be wrong. Much of it will depend on your party size, the age of the guests, if you are getting the dining plan and/or what level of resort you are staying at. I have 2 clients staying at a value with free dining. With the 4/3 deal they would have saved $25. Had they been staying at a deluxe they would have made out like bandits with the 4/3 deal
I'm a new AP holder, and I went ahead w/the buy4/get7 because I thought, well I'll go ahead and buy the tickets and then trade them in when we renew our APs and get them credited to our renewal (or use them on a future vacation if we decide not to renew). Is this a bad plan? No. for all intents and purposes you are prepaying part of your AP renewal. The only disadvantage is that you have money locked up in future Disney passes and if for some reason you do not make it back in a few years you can't access that money.
I figured if the AP/Disney Visa discounts come out outside of my 45 day pay-the-balance window, and they make my room more of a bargain, I'll just cancel the package and book room only instead.
What are the possible pitfalls of this plan?
Does my "logic" (DH would call it fuzzy math) not add up?As long as it happens before 45 days out you will be fine. After 45 days you will be subject to a financial penalty.