PrincessNelly_NJ
Well-Known Member
Ok that makes sense.The refund should work exactly the same as it did before. Instead of swiping your card at the POS for the return, you would select the payment card you used for the original transaction and complete another ApplePay transaction with the same authentication to complete the credit transaction.
One of the things that is really cool about Apple's solution vs. Google's is you'll be able to use your current AMEX, VISA, MasterCard and potentially many other merchant cards in the future. All of those cards would be stored on your phone and you select the card you want to use at the point of purchase instead of all transactions rolling to one predefined card. That will create the ability to add a large number of merchant cards in the future if this all takes off.
ApplePay is better than Google Wallet.
But Google Wallet already allows merchant cards & bank cards. Just not as many vendors as ApplePay.
But we all know it will come full circle.
Google did it first. Apple did it better. And Google will update to be more like ApplePay.