donsullivan
Premium Member
Is it just Google Wallet or all contactless payments? Like softcard mobile walletand etc?
All contactless payment was disabled when they did this.
Is it just Google Wallet or all contactless payments? Like softcard mobile walletand etc?
Well that sucks. I just used it before my trip to WDW in October and I've been in there twice this week but each time I used cash. Guess I would have found out the hard way if I tried to pay by phone.All contactless payment was disabled when they did this.
A couple of days after ApplePay was released in late October, the CVS and Rite-Aid chains turned off their contactless payment services that had been previously been in operation. It's too complicated to get into all the details here but it's tied to a consortium of companies that signed onto another platform called CurrentC (not available until some time in 2015) that prevents them from supporting competing platforms. In doing so, they also disable the Google Wallet support they previously had.
Why? The entire CurrentC endeavor is emblematic of the member retailers' views towards the security of their customers' financial information.I will never pay by phone so doesn't bother me.
Why? The entire CurrentC endeavor is emblematic of the member retailers' views towards the security of their customers' financial information.
The attitude of the retailers regarding the information of customers goes beyond those who chose to use contactless payments (which are not limited to just phones and are more secure than mag strips).Why not? It's simple really. I won't use any method of payment with a phone. I don't do anything personal related that requires a password or anything on a phone. ie....banking, etc.
It does amuse me when I see people with a wallet full of store credit cards and loyalty cards.
You REALLY want to avoid CurrentC because it demands all of your personal information including SSN and it collects and forwards to HQ any health information it finds on your phone.
It also requires you to fund the account with cash (and it has access to your bank account) in short CurrentC is a ID thieves DREAM COME TRUE.
It's also a merchants dream because all liability for fraud has been moved to the user - so when CurrentC is hacked and bank accounts drained, CurrentC can say to it's shareholders 'we are not liable, consumers accepted the risk when they signed up...'
http://techcrunch.com/2014/10/25/currentc/
I have never had a desire or need to own anything made by apple. not so much that I don't like anything they make, I just feel they are over priced and to proprietary.
While ApplePay may at present be a focus the decisions being made in regards to it by retailers go beyond those using ApplePay or contactless payments via a phone.I don't own a smart phone and have no plans to, so don't care about Apple Pay.
You REALLY want to avoid CurrentC because it demands all of your personal information including SSN and it collects and forwards to HQ any health information it finds on your phone.
It also requires you to fund the account with cash (and it has access to your bank account) in short CurrentC is a ID thieves DREAM COME TRUE.
I'm wanting to move everything I can over to ApplePay specifically because I'm tired of my Debit card getting compromised
Huh? SSN required? They've already said that's not to be the case when it goes live. You 'fund' your credit cards with cash too... the difference is if you send a check or use ACH.
What you outlined could very well be paypal which most people have tolerated... and as for your fears.. anyone who wants to be a bank like figure requires those exact things (patriot act baby!).
The liability angle is sticky... but that can be addressed (like paypal has).
The #1 question is.. why on earth are you using your debit card for POS transactions. Take that target off your back and avoid that extra hassle and use a real credit card (preferably one that pays you to use it too).
It has nothing to do with being a bank and everything to do with swipe fee avoidance and health information collection.
why would someone at WDW get their phone out of their pocket to pay with when they could use the band on their wrist? What am I missing here other than people pee their pants for anything apple?
Those of us who are locals, or anyone staying offsite cannot use Magic Bands for payment.
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