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Wishing It Was Spring Already with Magic Friends

nibblesandbits

Well-Known Member
Original Poster
Nibbs, I liked your blog today. ;)
Thanks...you totally inspired it...even though it's been something I've been feeling for the past few months. I figured I'd just get it out there. Glad to know we're thinking along the same lines though. What do we do? What DO we do? :lol:
 

k.hunter30

New Member
Thanks...you totally inspired it...even though it's been something I've been feeling for the past few months. I figured I'd just get it out there. Glad to know we're thinking along the same lines though. What do we do? What DO we do? :lol:
I'm with you nibbs. I'm glad I'm not the only one thinking about this type of stuff... DH has been great and says that we can make it work if I want to do it. It would just be a big change in living. Not that we live crazy as it is. We stick to a strick budget every month. I just like to be able to put aside a good amount of money each month for retirement and emergencies...

i'm off for the day in a few...


goodbye everyone!!!

Hope everyone has a nice night!

I'll talk to ya in the AM
Bye joe.
 

nibblesandbits

Well-Known Member
Original Poster
Kat said:
I'm with you nibbs. I'm glad I'm not the only one thinking about this type of stuff... DH has been great and says that we can make it work if I want to do it. It would just be a big change in living. Not that we live crazy as it is. We stick to a strick budget every month. I just like to be able to put aside a good amount of money each month for retirement and emergencies...

Sad thing is...I know we have some stuff put aside for retirement and emergencies...but I don't think it's near enough...although, I don't see how we can take out anymore in our day to day lives either.

And then add a kid on top of that...and it's just like...what do I do? How do I handle it all. B/c right now, as it stands, it makes way more sense for me to be a stay at home mom, weather I originally wanted to be or not. Financially wise...it just make more sense. However, on the other end of the spectrum, I don't know if we can survive if I don't get a paycheck. It's a catch-22 almost.
 

k.hunter30

New Member
Sad thing is...I know we have some stuff put aside for retirement and emergencies...but I don't think it's near enough...although, I don't see how we can take out anymore in our day to day lives either.

And then add a kid on top of that...and it's just like...what do I do? How do I handle it all. B/c right now, as it stands, it makes way more sense for me to be a stay at home mom, weather I originally wanted to be or not. Financially wise...it just make more sense. However, on the other end of the spectrum, I don't know if we can survive if I don't get a paycheck. It's a catch-22 almost.
I totally understand. We have a good amount (for a couple in their mid-20s) put aside for retirement. And my expectation of having about $10k as an emergency fund may sound foolish, but that's what I'm comfortable with.

The pay thing for us... well, I make more than DH, so if I was a stay-at-home-mom, well, it would be a huge change. I know everything would be okay and our former youth pastor and his family did it on pretty much the same salary as DH, but... I don't know. I know we will NOT go into debt, no matter what. All we have left is our house and ideally we'd like it paid off before we're 40. But if I quit for even a few years, I'm not sure we could do that.

And quitting for a few years is another thing... in my career (and one I know you've always been interested in) it's hard to just take a few years off. If you're out of the job market for a while, you get behind in the latest trentds, etc... Jenny had a good point in that I may be able to use my talents in a different way. I really like that thought! I need to look into it.
 

PotteryGal

Active Member
Sad thing is...I know we have some stuff put aside for retirement and emergencies...but I don't think it's near enough...although, I don't see how we can take out anymore in our day to day lives either.

And then add a kid on top of that...and it's just like...what do I do? How do I handle it all. B/c right now, as it stands, it makes way more sense for me to be a stay at home mom, weather I originally wanted to be or not. Financially wise...it just make more sense. However, on the other end of the spectrum, I don't know if we can survive if I don't get a paycheck. It's a catch-22 almost.

I totally understand. We have a good amount (for a couple in their mid-20s) put aside for retirement. And my expectation of having about $10k as an emergency fund may sound foolish, but that's what I'm comfortable with.

The pay thing for us... well, I make more than DH, so if I was a stay-at-home-mom, well, it would be a huge change. I know everything would be okay and our former youth pastor and his family did it on pretty much the same salary as DH, but... I don't know. I know we will NOT go into debt, no matter what. All we have left is our house and ideally we'd like it paid off before we're 40. But if I quit for even a few years, I'm not sure we could do that.

And quitting for a few years is another thing... in my career (and one I know you've always been interested in) it's hard to just take a few years off. If you're out of the job market for a while, you get behind in the latest trentds, etc... Jenny had a good point in that I may be able to use my talents in a different way. I really like that thought! I need to look into it.

((HUGS)) for you both. It's not a simple decision. Still, if we all waited till we could afford kids, the human race would've died out by now. :lol::lol:
 

nibblesandbits

Well-Known Member
Original Poster
I totally understand. We have a good amount (for a couple in their mid-20s) put aside for retirement. And my expectation of having about $10k as an emergency fund may sound foolish, but that's what I'm comfortable with.

The pay thing for us... well, I make more than DH, so if I was a stay-at-home-mom, well, it would be a huge change. I know everything would be okay and our former youth pastor and his family did it on pretty much the same salary as DH, but... I don't know. I know we will NOT go into debt, no matter what. All we have left is our house and ideally we'd like it paid off before we're 40. But if I quit for even a few years, I'm not sure we could do that.

And quitting for a few years is another thing... in my career (and one I know you've always been interested in) it's hard to just take a few years off. If you're out of the job market for a while, you get behind in the latest trentds, etc... Jenny had a good point in that I may be able to use my talents in a different way. I really like that thought! I need to look into it.
I thought the same thing about what Jenny had to say...working, but in a different way. For the school or something is a good option.

And you're right...in the field you're in...if you're out for any length of time...you get so lost in how to get back in.

Luckily, I can always go back to work for my parents in a few years...but who's to say they'll still have their business when I want to go back too? Then I'll have to find something else to do anyway.

I hate all the stupid "punishment" that basically happens b/c you decide you want to have kids. It really isn't fair, in a way.
 

k.hunter30

New Member
((HUGS)) for you both. It's not a simple decision. Still, if we all waited till we could afford kids, the human race would've died out by now. :lol::lol:
How true! :lol:

I thought the same thing about what Jenny had to say...working, but in a different way. For the school or something is a good option.

And you're right...in the field you're in...if you're out for any length of time...you get so lost in how to get back in.

Luckily, I can always go back to work for my parents in a few years...but who's to say they'll still have their business when I want to go back too? Then I'll have to find something else to do anyway.

I hate all the stupid "punishment" that basically happens b/c you decide you want to have kids. It really isn't fair, in a way.
I agree... it's frustrating.
 

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