Oscar Mayer Memer
I would agree, except the #1 selling point of the dining plan is convenience. That’s what Disney is marketing and if you read through all the threads on the plan, that’s what people believe they are buying. Most realize it’s not designed to save them money, but they’re willing to pay a premium for ease of use. It’s Disney’s job to figure out a better plan for its restaurants than asking the customer for another form of payment when things go wrong.
Some people don't even take an alternative form of payment with them into the parks because it's all tied to MDE, and why should they when Disney markets the technology in a way that makes them believe they don't need it?