I've already read that. Relevant section:
"Case 3: The driver is carrying an Uber passenger.
If an accident occurs while the driver is carrying a passenger, the passenger and driver are covered under Uber’s one million dollar liability coverage policy. Uber also provides one million dollars of uninsured/underinsured insurance coverage for accidents with uninsured or underinsured drivers."
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"Uber Crashes: Getting Compensation Isn’t Easy
This plan is supposed to offer coverage for all accidents involving an Uber driver; however, getting coverage isn’t easy. Uber and its insurance company are businesses and they don’t want to pay a penny more than they have to. The company will do everything it can to fight your claim."
We'll touch on that in a bit, here's another clip from another important article.
"The policy appears to follow the typical business auto policies that are used by licensed and admitted carriers in Florida to provide coverage for commercial autos," Stevens wrote. "The policy provides first-dollar coverage while the auto is being driven by the Uber driver and when the auto is providing the livery services as recorded through the Uber application."
Stevens elaborated on the email this week, saying Uber is permitted to do legally binding business in the state and that the policy covers passengers.
"As far as we're concerned … it meets the requirements of the insurance code," Stevens said.
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http://www.tampabay.com/news/transp...r-meets-florida-insurance-requirement/2202383
As for that Taxi company liability you're so fond of claiming is so much better, well, I hope you're not injured too badly if you're in an accident in a cab.
"3. The owner who is a natural person and loans a motor vehicle to any permissive user shall be liable for the operation of the vehicle or the acts of the operator in connection therewith only up to
$100,000 per person and up to $300,000 per incident for bodily injury and up to $50,000 for property damage. If the permissive user of the motor vehicle is uninsured or has any insurance with limits less than $500,000 combined property damage and bodily injury liability, the owner shall be liable for up to an additional $500,000 in economic damages only arising out of the use of the motor vehicle. The additional specified liability of the owner for economic damages shall be reduced by amounts actually recovered from the permissive user and from any insurance or self-insurance covering the permissive user. Nothing in this subparagraph shall be construed to affect the liability of the owner for his or her own negligence."
<snip>
The jury returned a verdict of $5 million in compensatory damages against the owners. However, because of section 324.021(9)(b)3, their vicarious liability was capped at $100,000.
https://www.floridainjuryattorneyblawg.com/2011/08/floridas-dangerous-instrumenta-1.html
"
You might be surprised to learn that there is no legal limit on how much a taxi driver can work in any given day or week. Shifts of 12 to 18 hours in a day are shockingly common, and some anonymous drivers claim to work for 24 hours straight in a single shift. Not shockingly at all, this dangerous trend has lead to more accidents directly caused by overtired and overworked taxi drivers."
<snip>
"However in Florida there are certain monetary limits on how much in certain types of damages that can be paid .
For example, there is a $500,000 limit on economic damages, such as:
- Medical bills for the treatment of your injuries
- Rehabilitation costs
- Repair costs for your vehicle and personal items damaged in the accident
There is also a $100,000 cap on non-economic damages such as pain and suffering, mental anguish, and loss of employment due to your injury. It is very important to know that there are no limits on the damages that can be paid by for the driver and employer—this cannot be emphasized enough."
http://www.ligorilaw.com/car-accident/in-a-car-accident-caused-by-an-overworked-taxi-driver
Wait, wait, "Clooney v. Geeting"?! CAPS ON NON-ECONOMIC DAMAGES?! WHAT IS THIS NONSENSE?! I thought liability meant you could just ask the owner for money?! What do you mean they're businesses and they'll do everything they can to fight your claim, only UBER does that!