To Buy or Not to Buy...

[wvdisneyfamily]

1: People who bought into DVC early on, bought at significantly lower prices than the current "Point value." Those people, when they sell their interest in DVC, often sell for more than what they paid for. More recent members, and in this economy, not so much. It'd be unwise to buy DVC thinking you can sell it for more later on, but it doesn't change the fact that some people, indeed, have been able to do just that. Regardless, once the contracts get much closer to expiring, I'm sure people won't see a ROI if they're selling, but at that point, I'd hope they used their membership enough that they feel like they got their money's worth out of it.

2: Maintenance fees don't necessarily go up every year, they at times remain flat, and on a few occasions go down (though I wouldn't plan on that). The DVC resorts (or the sections of the resorts that are a part of DVC) aren't supposed to turn a profit and are legally forbidden from doing so; if it cost less to maintain a resort one year than anticipated, then the people who call that resort their home resort are required to get that money back, most likely by having the next year's fees reduced (as opposed to getting money back).

3: "the points don't really trade fairly amongst DVC and resorts." Not sure what this means, but I'm guessing that it means that if you wanted to use DVC points at a non-DVC resort, your points wouldn't net you as long of a stay. In which case, yes. That's true. Because DVC resorts are a time-share, and the other resorts are not. They're not required to be an equivalent value. DVC point rates for DVC rooms are loosely "fixed" - they can raise point rates for certain days, but then reduce it on other days to balance out. Because, again, they're not supposed to generate a profit. Rack rates for hotel rooms keep going up. Hotels ARE supposed to generate a profit. As a result, as room rates get more expensive, it'll "cost" DVC members more and more and more points to stay at non-DVC resorts. The possible solution is that maybe, one day, every Disney resort may at least have a DVC villa wing. Don't know if that would happen, but it would then render that argument moot.

4: I agree. You haven't studied them a great deal.

Thank you for your information. I certainly didn't know some of what you said. The DVC rep didn't mention any of that.

 

[LovingDisney]

Yes it was me that called it an investment:wave:
Sorry maybe investment was the wrong word- because I am not making any money off of this-true- but I do believe I am saving money. (just my opinion)
I love DVC and would recommend it to anyone.

 

[slappy magoo]

I love DVC and would recommend it to anyone.

I too love DVC. Don't know if I'd recommend it to ANYONE. I know for some people, it's not a good fit. But if I thought it'd make sense for someone, I'd tell 'em.

 

[dizzney]

We've recommended it to fellow disney fanatics who have bought and are also happy with it. For us its been one of the best decisions we ever made. We've owned now 11 years and have absolutely no regrets

 

[Monorail Lime]

Thank you for your information. I certainly didn't know some of what you said. The DVC rep didn't mention any of that.

DVC reps are salespeople first and they are very good at what they do. Any information you get from them will be spun to make DVC sound like a good deal.

I'm not trying to diss the program, but it's something to keep in mind when talking to them.

 

[jim1051]

We are members since 1999 and absolutely love it. Just remember that even after you pay for it there are annual dues or condo maintenance charges. That being said, our 280 points cost us around 18000.00 and another 950 per year. we would have stayed in deluxe without DVC or with it so we have save a bundle. If you stay in a 2 bedroom unit during mid to peak season, your annual dues covers what would be 2 days in a 2 bedroom. the rest is "free".

For roughly 28000.00 we have had vacations that would have cost us nearly $ 45000.00 if we paid cash for the same type of accomadations.

If you compare to moderates, or value, the payback is longer. obviously.