The Chit Chat Chit Chat Thread

MinnieM123

Premium Member
Unchallengeable charges for damages picked up by AI scanner. There were no damages

This is one of many reasons why we NEVER rent a car from Hertz. (Recently, with our car in the body shop, the mechanic said that they could arrange for a rental from Enterprise, and if Enterprise didn't have availability, he hesitated . . . and said, "Maaaaybe, you could rent from Hertz." We both screamed, "NO!" -- and everyone in the garage burst out laughing. Nuf said.
 
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Figgy1

Well-Known Member
This is one of many reasons why we NEVER rent a car from Hertz. (Recently, with our car in the body shop, the mechanic said that they could arrange for a rental from Enterprise, and if Enterprise didn't have availability, he hesitated . . . and said, "Maaaaybe, you could rent from Hertz." We both screamed, "NO!" -- and everyone in the garage burst out laughing. Nuf said.
That was the 30th video he's done about Hertz causing issues for customers. He was questioning how they're still in business with so many major customer service issues
 

StarWarsGirl

Well-Known Member
In the Parks
No
We debated buying Disney stock in 2022 when it was trading at low prices. I regret not doing it now.
You can always watch it. I bought it when it was at $93 and now it's $116.

I do my banking with SoFi. They're all online, which I have a checking account with Truist just to go pull cash in and out if needed (which is very infrequent). Their online tools are top notch, which is what I prefer. I have a self directed stock account with them and a robo account. I throw enough in the robo one that I don't miss it monthly, and currently it's grown 6.5%. Which is pretty good, but the one I manage has grown 18%, so I'm still smarter than a robot. 🙃 Anyway, the nice thing is you can select a "limit" price with them to buy and sell stocks. So when it hits that price, it executes the trade for you. That's what I did for the Disney stocks, although I was watching the prices. I've used SoFi and Fidelity for trading and definitely prefer SoFi because of their platform.

The big thing about stocks is you need to diversify. I have some stable ones (Starbucks, Disney, Google) and then some smaller ones that I took more of a risk on. And yes, some of them I've lost money on, which is just what happens in the stock market. But then others I've really made money on. I bought SoFi stock because I could see they were undervalued, and I've made $141 on those. I bought an AI company's stock because I could see the writing on the wall with AI. That stock has tripled in value.

You can also buy partial shares. I own 4.7 shares of Starbucks stock and have made $11.42 in dividends, lol. I would just throw money when I had it into those stocks and watched the value go up. $10 here, $5 there, etc.

You should also have cash in a regular savings account, though. Shop around for whoever pays the most interest. You can also put it into short term bonds and money market accounts if you know "hey, I don't need this cash now, but I don't want to risk it on stocks" because those frequently have better return rates than savings accounts.
 

StarWarsGirl

Well-Known Member
In the Parks
No
I had Disney stock when it approached $200. Should have sold it then. It will never get that high again in the near future. Not unless Disney does something drastic.
The thing about stocks is that there's a ton out of control of the company. Stock prices aren't an indication of how a company is performing so much as it's how investors value it. Market conditions, the supply chain... there's a TON that can influence the performance of stock.

I'm actually pleased with the way Disney is trending from a parks perspective because they're investing more in long-term assets. Before, their revenue growth was attributable to increases in prices (not me saying that; they literally put it on their 10-K). But you won't see that reflected in revenue growth for a while. I'd like to see their films do better because they were riding that Marvel high for a while there, and they need to refocus.

Also, don't believe what people on N&R say automatically about Disney. Some of them are correct, but a lot of them are armchair financial analysts and don't have a clue what they're saying. Especially the ones who try to say "oh, Disney is going out of business!" No, no they are not. "They're selling the parks!" No, no they are not. "Well, they looked at it in the past!" Over 20 years ago under entirely different leadership when their revenue was substantially lower...
 

StarWarsGirl

Well-Known Member
In the Parks
No
Nobody will ever understand the market. Take Reddit. All they have is ads and selling data. They debuted on the market last year at $46 and now it's $192.
I don't like IPOs because of the uncertainty, but I should've taken that one apparently...

Also, yes, there are people who understand it because it's their job.
 

Goofyernmost

Well-Known Member
Somebody gave me one share of Disney Stock years ago, a while before it rose dramatically. It was costing me more for the broker than I was earning, by quite a lot, so I sold it and bought a candy bar with the proceeds. Here I was hoping that that one share would pay back the thousands that I spent over almost 40 years. For some reason it just didn't work out that way.
 

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