I'm not sold on the convenience factor either. There are multiple sites that have full menus for each restaurant, so would really not be that huge of a deal to sit down, go over the menus with everyone, pick out what they might want there, add it up, and put it on a gift card. Even add 10-20% if someone changes their mind, and there you go. Just as convenient as any other option. Now for someone who doesn't want to do the research, sure the prepaid dining plan can be more convenient, but why would you go to Disney without doing research in the first place? On the first trip that we took the kids, we printed out every menu from every eatery, and had the kids go through them to decide where they might want to eat. We asked them to mark their favorites, and which places they did not want to go to. It took time, but everyone was happy about where we were eating, and we didn't worry about over-spending for a dining plan.