Disney Wouldn't Reimburse for Unexpected Death

Riviera Rita

Well-Known Member
Apologies as this turned out to be a reply to rival War and Peace, but, I hope it provides some help.
I actually just re read the OP and realised it was the partner's father who died unexpectedly(my bad) so, in all fairness, the travel insurance would have been unlikely to cover that unless specifically stated in the policy.
My opinion is based on the original post and I think only the bare bones is in it.
As you had already arrived it may have been best to head to the front desk or guest relations as you could have provided immediate proof of the gentleman's passing and I always find it easier to explain situations face to face or via email. Phone calls tend to be the worst way and should only be used if that is the only option. Unfortunately as your brothers stayed on you have lost any opportunity to reclaim the cost of the rooms and as the room prices are not per person, for example I pay the same for a room as a family of four, the room has been used. However, you could at least try and get recompense for the park tickets as they would be for individuals and you didn't use yours. I would consider asking Disney for this, even if it is in the form of a credit voucher to be used against the cost of future tickets for your partner and yourself. I would suggest doing this by email and providing proof of your partner's father's passing or even just offering to provide it. Apart from asking for vouchers for the unused tickets there is nothing more you can expect because Disney would not have been able to resell the rooms at such short notice and in any case, it ended up being used. This is why, in their T&Cs they have limits in the dates within which you can get refunds or reschedule.
It might be worth persisting politely and making sure you have any relevant information to hand that could be useful. Last year I had to cancel flights with Virgin Atlantic and when I emailed for advice they told me I could, but, would lose £150, which was fine as it was better than losing £600, however when I called to cancel I was told the tickets were non refundable, but, there was nowhere on the site that said that in plain English. There was a very long convoluted T&Cs that was not remotely specific. Fortunately I had the email from VA saying I was entitled to a refund and armed with that and pointing out the T&Cs did not clearly say which tickets were refundable nor at any point in the online booking system didn't say that, VA did refund the tickets in full plus the cost of the exit seats, which were clearly stated as non refundable, so was a bonus. This is why I recommend emails to have hard copies of their reply.
Just be polite, say that you understand they cannot refund the full cost of the trip, but, would they consider, as a gesture of goodwill, refunding the cost of the unused tickets minus taxes or that you would be happy with a gift card or vouchers for replacement tickets. The worst they can say is no, but, you never know, asking won't hurt. Don't forget to add things like booking references in the email to get things moving quicker too.
Best of luck in at least getting the unused portions back.
 

Riviera Rita

Well-Known Member
That makes it harder. The only thing I can suggest is writing a concise email explaining the situation and sending it to Robert.iger@disney.com. This worked for me with a past president - I got a call from someone from the president's office. Maybe that was just lucky, though, or maybe it was because the situation was truly Disney's fault. It's a long shot, but I hope you get some pixie dust.
It won't get to him, I wouldn't waste my time.
 

Tony the Tigger

Well-Known Member
The entire price we paid.
Yikes.

Were all 4 of you staying in the same room? If so, then the room was occupied, so I don’t see how a refund would be warranted. If not, I think you have a better case.

Considering they are heavily discounting these rooms now due to lack of occupancy, I would think they could be more flexible in helping you out.

Without the travel insurance, I don’t think a refund is due, but some measure of credit towards a future trip is reasonable. You did, after all, show up.

Disney can make exceptions like these if they want; they do it for hurricanes, etc.
 

Chi84

Premium Member
It won't get to him, I wouldn't waste my time.
I don't think it got to the president (I forget who it was) at the time, but someone from the president's office did call me the day after I sent the email and talked to me for quite awhile about what happened. As I said, it was something that was clearly Disney's fault - their credit card holds kept resulting in us having our form of payment dropped from the system and we had to go to the front desk a few times before it was sorted out.

Anyway, the person who called had enough authority to give us two free nights at Bay Lake Tower, so the email was worth it.

You're probably right about OP not getting much help because it wasn't Disney's fault, but I would still give it a try. Nothing to lose.
 

Queen of the WDW Scene

Well-Known Member
In the Parks
No
You should have read the trip cancellation policies and decided if you wanted to purchase insurance.
You did not do that... not Disney's fault.
Sorry for loss of a family member.
Next time get insurance.
Personally I never buy trip insurance for Disney because I generally know ahead of time if I wouldn't be able to make it.
Last August I had to be out my $200 deposit because I needed to cancel just 2 days prior because my mom had recently been diagnosed with lymphoma and had just had to go to the hospital for febrile neutropenia and also needed blood transfusions and we were quite concerned about what could happen while we were gone.
Even if we had gone and needed to cut our trip short I would not have expected Disney to compensate us. Our bad for not buying insurance.
 

SugarMag

New Member
Original Poster
I don't disagree with the folks who said there is a lesson learned in not having travel insurance. I get and appreciate that. Though the short version as to why we don't get insurance is because we used to and the one time we needed it, they didn't pay for the losses of our trip (we flew to Heathrow the day we all stopped being allowed to take water on planes--which drastically impacted our trip--but technically it wasn't insured because there was no terrorist attack since the attempted attack was thwarted). But still, our choice and I get that.

It still makes me dissappointed in Disney as a company because I think death of an immediate family member is a whole thing unto itself. But I've spoken to them twice now, and they aren't going to change their stance, so I'm just going to let it go. I don't see myself returning to Disney though. It just doesn't make me like the company they are.
 

SugarMag

New Member
Original Poster
You should have read the trip cancellation policies and decided if you wanted to purchase insurance.
You did not do that... not Disney's fault.
Sorry for loss of a family member.
Next time get insurance.
Personally I never buy trip insurance for Disney because I generally know ahead of time if I wouldn't be able to make it.
Last August I had to be out my $200 deposit because I needed to cancel just 2 days prior because my mom had recently been diagnosed with lymphoma and had just had to go to the hospital for febrile neutropenia and also needed blood transfusions and we were quite concerned about what could happen while we were gone.
Even if we had gone and needed to cut our trip short I would not have expected Disney to compensate us. Our bad for not buying insurance.
Yeah--ultimately you're right.
 

SugarMag

New Member
Original Poster
So sorry to hear that op and rest assured it is not only Disney. 2 days before our first trip to Paris, my father in law passed away from a heart attack. We loss everything except for the plane tickets and we got a voucher for that not a refund.
That too was my lesson learned. 😔
So sorry for your loss
I'm sorry that happened to you too...not a fun lesson.
 

SugarMag

New Member
Original Poster
A dose of reality is not callous. I've spent a fortune on insurance over the years, I have travel insurance, pet insurance, buildings and contents house insurance and car insurance. I hope to never have to use them, but, I'll be glad I did especially the pet insurance.
Take this OP as a lesson into buying insurance because no one can predict the future.
I don't think anyone that suggested we get insurance was being mean. Ultimately, they aren't wrong. I added to the comments below why we don't get insurance (we got burned once so figured why pay for it when they don't pay out when they should). But I do think a business also should be better when death of an immediate family member occurs. And I also won't stop feeling that's just right.
 

Riviera Rita

Well-Known Member
I don't disagree with the folks who said there is a lesson learned in not having travel insurance. I get and appreciate that. Though the short version as to why we don't get insurance is because we used to and the one time we needed it, they didn't pay for the losses of our trip (we flew to Heathrow the day we all stopped being allowed to take water on planes--which drastically impacted our trip--but technically it wasn't insured because there was no terrorist attack since the attempted attack was thwarted). But still, our choice and I get that.

It still makes me dissappointed in Disney as a company because I think death of an immediate family member is a whole thing unto itself. But I've spoken to them twice now, and they aren't going to change their stance, so I'm just going to let it go. I don't see myself returning to Disney though. It just doesn't make me like the company they are.
I'm a bit puzzled as to why not being able to take water on a plane impacted your trip. I would be grateful if you elaborated.
 

Riviera Rita

Well-Known Member
I don't think anyone that suggested we get insurance was being mean. Ultimately, they aren't wrong. I added to the comments below why we don't get insurance (we got burned once so figured why pay for it when they don't pay out when they should). But I do think a business also should be better when death of an immediate family member occurs. And I also won't stop feeling that's just right.
Not meaning to offend, but, with comment about water on a plane and everything else you have said, I'm starting to wonder if you and your claims are genuine.
 

Minthorne

Well-Known Member
I'm a bit puzzled as to why not being able to take water on a plane impacted your trip. I would be grateful if you elaborated.
"we flew to Heathrow the day we all stopped being allowed to take water on planes"

I think the day before that day there was a terrorist threat that impacted air travel (see below), but the travel insurance the Poster had didn't cover the interruption.

Impact[edit]​

Overall, an estimated 400,000 passengers were affected because of the alerts. It has been estimated that the first day of delays cost the airlines over £175 million.[41] As many as 20,000 bags are believed to have been misplaced at Heathrow in the days following the flight cancellations.[42]

Flight cancellations[edit]​

Some inbound flights to London Heathrow Airport were cancelled on the day of the arrests, most notably the Thursday short-haul flights of British Airways. Some flights to and from London Gatwick Airport were also suspended,[43]


Tents on the car park in front of terminal 4. Heathrow, 14 August
On Sunday 13 August 30% of flights out of Heathrow were cancelled to reduce pressure on the screeners.[44] By 15 August flight cancellations had fallen to 47 flights at Heathrow, and 8 Ryanair flights from Stansted. It was anticipated that cancellations would reduce on 16 August, with 90% of flights expected to depart as scheduled.[45]

 
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Weather_Lady

Well-Known Member
Of course Disney didn't have to do anything, but I sympathize with you, OP. It would have cost Disney very little (in comparison with its assets) to offer you and your partner something more gracious than, "pay us all over again and we'll let you reschedule," especially at a hotel that we all know is hurting for business. It's a shame the company was not willing to go above and beyond to show compassion in a time of need: that used to be what set it apart from others. That a Disney rep called you later to express half-hearted "condolences" and then sing the praises of the travel insurance you didn't buy (!), was so tacky and ham-fisted, there's no wonder it left a bad taste in your mouth.

I wouldn't hesitate to try and contact Guest Services or some other department about it one more time, perhaps humbly suggesting a specific resolution (e.g., partial refund, or partial credit toward a future trip, based on how much of your own "voyage" you were there for) -- expecting nothing, but hoping for the best. All it takes is one person with the "old Disney" spirit, and the authority to help.
 
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Riviera Rita

Well-Known Member
"we flew to Heathrow the day we all stopped being allowed to take water on planes"

I think the day before that day there was a terrorist threat that impacted air travel (see below), but the travel insurance the Poster had didn't cover the interruption.

Impact[edit]​

Overall, an estimated 400,000 passengers were affected because of the alerts. It has been estimated that the first day of delays cost the airlines over £175 million.[41] As many as 20,000 bags are believed to have been misplaced at Heathrow in the days following the flight cancellations.[42]

Flight cancellations[edit]​

Some inbound flights to London Heathrow Airport were cancelled on the day of the arrests, most notably the Thursday short-haul flights of British Airways. Some flights to and from London Gatwick Airport were also suspended,[43]


Tents on the car park in front of terminal 4. Heathrow, 14 August
On Sunday 13 August 30% of flights out of Heathrow were cancelled to reduce pressure on the screeners.[44] By 15 August flight cancellations had fallen to 47 flights at Heathrow, and 8 Ryanair flights from Stansted. It was anticipated that cancellations would reduce on 16 August, with 90% of flights expected to depart as scheduled.[45]

That's not what the poster is saying. Here is the posters own words:
Though the short version as to why we don't get insurance is because we used to and the one time we needed it, they didn't pay for the losses of our trip (we flew to Heathrow the day we all stopped being allowed to take water on planes--which drastically impacted our trip--but technically it wasn't insured because there was no terrorist attack since the attempted attack was thwarted).
They flew, but, couldn't take water on, so what? You get beverages, including water, on board, plus you can buy water once through security, something I always do, from Hudsons. Anyway, how can not being able to take water onboard impact an entire trip?
I'm really not being mean, just questioning the claims made as they make zero sense.
 

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