Disney Wouldn't Reimburse for Unexpected Death

Vacationeer

Well-Known Member
In the Parks
No
So sorry. It’s bad news on top of other bad news and for that I sympathize. Not easy.

Correct me if I’m wrong but what was offered wasn’t actually nothing. They were honoring the price you booked at, even though later dates are now more expensive and 2 occupancy costs more over 4 person occupancy.

I can understand why they’re not making an exception with a full 2 person refund here though.

First, it’s more akin to a cruise or all inclusive package than it is to a room only booking. Not only was there more preparation specifically for your boarding, they also lost the ability to sell your room, food and entertainment to someone else. The stakes are bigger than just room.

Deaths happen on a pretty regular basis. It’s a common reason for upsetting travel plans. It’s not easy trying to determine which ones they’ll allow refunds and which they won’t. And really there’s just too much for them to absorb as policy. Partners? Maybe. Children? Maybe. Aunts? Maybe. What about Aunt who acted as parent? Neighbor for 40 years who has nobody else to handle the funeral? Do they allow it within 3 days, 7 days, 2 weeks? And the more allowances the more ripe for abuse it becomes for people with any kind of buyers remorse. Say Aunt Peggy dies after someone realizes the trip timing is inconvenient because something else popped up. They’d like to move the date but it’s too close without penalty. Haven’t even seen or spoken to Aunt Peggy in 5 years but they can use it to move trip. If that’s possible it’s not much further to get recent obit and say this is my Aunt or Step Mother. Or we lost Uncle Tim last week and buried him but we’re still too broken up to enjoy this trip. I think too that by human nature people are more likely to stretch the truth to a big company over a small local business.

We don’t regularly buy trip insurance for domestic but we’re going to Europe and decided to cover because DH’s father is in his 70s. I don’t love paying the insurance or needing to read through a whole bunch of legal gobbledigook to find a policy that will surely cover but I’d hate more to be caught in the position where Father-in-law is very sick or funeral date overlaps and we’re choosing to forfeit the entire trip cost because there’s not really an alternative. I appreciate your post as it is very timely for us to think about.
 

BuddyThomas

Well-Known Member
Years ago, my partner’s grandmother passed away the night before we were supposed to leave for our trip and Disney refunded us every single penny and not only that, it was back in my account just days later. Did not have insurance and did not have to beg…..barely had to ask….just told them what happened and they refunded the full trip. Guess it depends who answers the phone at customer service.
 

SugarMag

New Member
Original Poster
"we flew to Heathrow the day we all stopped being allowed to take water on planes"

I think the day before that day there was a terrorist threat that impacted air travel (see below), but the travel insurance the Poster had didn't cover the interruption.

Impact[edit]​

Overall, an estimated 400,000 passengers were affected because of the alerts. It has been estimated that the first day of delays cost the airlines over £175 million.[41] As many as 20,000 bags are believed to have been misplaced at Heathrow in the days following the flight cancellations.[42]

Flight cancellations[edit]​

Some inbound flights to London Heathrow Airport were cancelled on the day of the arrests, most notably the Thursday short-haul flights of British Airways. Some flights to and from London Gatwick Airport were also suspended,[43]


Tents on the car park in front of terminal 4. Heathrow, 14 August
On Sunday 13 August 30% of flights out of Heathrow were cancelled to reduce pressure on the screeners.[44] By 15 August flight cancellations had fallen to 47 flights at Heathrow, and 8 Ryanair flights from Stansted. It was anticipated that cancellations would reduce on 16 August, with 90% of flights expected to depart as scheduled.[45]

To clarify we had a flight into Heathrow the day they stopped the terrorist attack that led to none of us being able to bring liquid on planes. It drastically disrupted our trip. Our flight from JFK to Heathrow took 17 hours (mostly sitting on the tarmac). We missed our next flight and our whole trip was thrown off. The insurance company wouldn't cover aspects we lost because they covered terrorist attacks, but not ones that didn't occur. But from my perspective the incident impacted our travel, thought it was prevented. I left with a bad taste for travel insurance looking for loopholes. If you didn't fly that day, it was an extremely disruptive incident for anyone traveling.
 

jaklgreen

Well-Known Member
I don't disagree with the folks who said there is a lesson learned in not having travel insurance. I get and appreciate that. Though the short version as to why we don't get insurance is because we used to and the one time we needed it, they didn't pay for the losses of our trip (we flew to Heathrow the day we all stopped being allowed to take water on planes--which drastically impacted our trip--but technically it wasn't insured because there was no terrorist attack since the attempted attack was thwarted). But still, our choice and I get that.

It still makes me dissappointed in Disney as a company because I think death of an immediate family member is a whole thing unto itself. But I've spoken to them twice now, and they aren't going to change their stance, so I'm just going to let it go. I don't see myself returning to Disney though. It just doesn't make me like the company they are.
It is important to know what the insurance that you buy actually covers. There are many companies out there with all level of insurance and some are better than others. And not every situation is covered by insurance. These are all tough lessons to learn and we get better with each experience. I understand your disappointment, and I am sorry that you can not see yet that companies are not obligated to take a loss because of someone's personal issues. I imagine that with the hundreds of thousands of people that they get, that family deaths happen frequently. No business can run like that.
 

Vacationeer

Well-Known Member
In the Parks
No
Years ago, my partner’s grandmother passed away the night before we were supposed to leave for our trip and Disney refunded us every single penny and not only that, it was back in my account just days later. Did not have insurance and did not have to beg…..barely had to ask….just told them what happened and they refunded the full trip. Guess it depends who answers the phone at customer service.
The parks may be a different consideration compared to something like Disney Cruise Line, or the Star Wars hotel that is all inclusive and only has 100 rooms. I could understand if they didn’t treat them the same way.
 

LittleBuford

Well-Known Member
Not meaning to offend, but, with comment about water on a plane and everything else you have said, I'm starting to wonder if you and your claims are genuine.
That's not what the poster is saying. Here is the posters own words:

They flew, but, couldn't take water on, so what? You get beverages, including water, on board, plus you can buy water once through security, something I always do, from Hudsons. Anyway, how can not being able to take water onboard impact an entire trip?
I'm really not being mean, just questioning the claims made as they make zero sense.
You’re being unduly suspicious and harsh, and you’re also misreading the OP’s words: as @Minthorne pointed out, they’re saying they travelled “the day we all stopped being allowed to take water on planes”, not that the issues they experienced had to do with that particular restriction. I too flew out of Heathrow that day and experienced significant disruption to my trip. It involved much more than simply not being able to carry liquids.
 
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Smiley/OCD

Well-Known Member
Years ago, my partner’s grandmother passed away the night before we were supposed to leave for our trip and Disney refunded us every single penny and not only that, it was back in my account just days later. Did not have insurance and did not have to beg…..barely had to ask….just told them what happened and they refunded the full trip. Guess it depends who answers the phone at customer service.
The pertinent words are YEARS AGO…you know as well as I that YEARS AGO, guests we’re different, not consistently looking for ways to game the system…I’m not accusing the OP in ANY way of not being truthful, just the opposite. It’s why applying for a DAS is as involved as it is now. The bad ones ruin it for everybody else…OP, my sympathies.
 

Riviera Rita

Well-Known Member
You’re being unduly suspicious and harsh, and you’re also misreading the OP’s words: as @Minthorne pointed out, they’re saying they travelled “the day we all stopped being allowed to take water on planes”, not that the issues they experienced had to do with that particular restriction. I too flew out of Heathrow that day and experienced significant disruption to my trip. It involved much more than simply not being able to carry liquids.
Please go back and read what the poster says about the flight to Heathrow, he/she says the entire trip was 'drastically impacted' because they couldn't take water on the flight. Not that the flight was delayed or cancelled, but, that they couldn't take water on the flight, a flight that took place. Yes, you cannot take water through security, but, you can buy it in departures. Look, this person got upset with Disney because two of their party had to go home due to bereavement, but, two stayed on and enjoyed the vacation, Disney should reimburse unused portions like the tickets that weren't used, but, as the rest was used why should Disney reimburse that part? The OP appears very entitled with their two stories, one with the trip and other part of being upset when the travel insurance wouldn't pay up because the claim was about not being able to take water on the plane and expecting the insurance to pay for what exactly? It's not as if the airline would not have beverages onboard for passengers.
Has anyone properly read the posts from this person? I'm past discussing the OP's claims as I think are simply an attention seeker and this will be the only thing they will ever post on.
 

Club Cooloholic

Well-Known Member
Please go back and read what the poster says about the flight to Heathrow, he/she says the entire trip was 'drastically impacted' because they couldn't take water on the flight. Not that the flight was delayed or cancelled, but, that they couldn't take water on the flight, a flight that took place. Yes, you cannot take water through security, but, you can buy it in departures. Look, this person got upset with Disney because two of their party had to go home due to bereavement, but, two stayed on and enjoyed the vacation, Disney should reimburse unused portions like the tickets that weren't used, but, as the rest was used why should Disney reimburse that part? The OP appears very entitled with their two stories, one with the trip and other part of being upset when the travel insurance wouldn't pay up because the claim was about not being able to take water on the plane and expecting the insurance to pay for what exactly? It's not as if the airline would not have beverages onboard for passengers.
Has anyone properly read the posts from this person? I'm past discussing the OP's claims as I think are simply an attention seeker and this will be the only thing they will ever post on.
I think what they meant was it was the first day a ban on water and beverages went into effect at the airport, which probably slowed down security for all flyers that day because most people did not anticipate this and thus there was lots of going through bags and tossing water and questions and probably means they missed their original flight.
 

Chi84

Premium Member
Please go back and read what the poster says about the flight to Heathrow, he/she says the entire trip was 'drastically impacted' because they couldn't take water on the flight. Not that the flight was delayed or cancelled, but, that they couldn't take water on the flight, a flight that took place. Yes, you cannot take water through security, but, you can buy it in departures. Look, this person got upset with Disney because two of their party had to go home due to bereavement, but, two stayed on and enjoyed the vacation, Disney should reimburse unused portions like the tickets that weren't used, but, as the rest was used why should Disney reimburse that part? The OP appears very entitled with their two stories, one with the trip and other part of being upset when the travel insurance wouldn't pay up because the claim was about not being able to take water on the plane and expecting the insurance to pay for what exactly? It's not as if the airline would not have beverages onboard for passengers.
Has anyone properly read the posts from this person? I'm past discussing the OP's claims as I think are simply an attention seeker and this will be the only thing they will ever post on.
Wow. I'm reading them and not seeing this at all. Maybe stop reading every word so literally? Other posters have explained the effect of delays on flights because of pressure on security screeners.
 

Ayla

Well-Known Member
Please go back and read what the poster says about the flight to Heathrow, he/she says the entire trip was 'drastically impacted' because they couldn't take water on the flight. Not that the flight was delayed or cancelled, but, that they couldn't take water on the flight, a flight that took place. Yes, you cannot take water through security, but, you can buy it in departures. Look, this person got upset with Disney because two of their party had to go home due to bereavement, but, two stayed on and enjoyed the vacation, Disney should reimburse unused portions like the tickets that weren't used, but, as the rest was used why should Disney reimburse that part? The OP appears very entitled with their two stories, one with the trip and other part of being upset when the travel insurance wouldn't pay up because the claim was about not being able to take water on the plane and expecting the insurance to pay for what exactly? It's not as if the airline would not have beverages onboard for passengers.
Has anyone properly read the posts from this person? I'm past discussing the OP's claims as I think are simply an attention seeker and this will be the only thing they will ever post on.
It's ok, you can admit you read their post wrong. Your interpretation is incorrect.
 

Ayla

Well-Known Member
I think what they meant was it was the first day a ban on water and beverages went into effect at the airport, which probably slowed down security for all flyers that day because most people did not anticipate this and thus there was lots of going through bags and tossing water and questions and probably means they missed their original flight.
From all reports, flights that day (and for days afterward) were a mess. I imagine flying on that particular day was stressful and frustrating, though it has nothing to do with their current complaint.
 

jloucks

Well-Known Member
Why would the local media care? If you reserve a wedding venue then cancel a day before, they aren't going to reimburse you. It's just one of those things that is unfortunate, but you either move on or ruminate on it.
You are likely right, most of the time. But everybody that I know that owns a wedding venue (all one of them) would absolutely reimburse if the bride or groom died the night before.

The bad mojo that explodes out of the either when you don't show grace to people and families suffering unexpected death is thick and sticky. Most people know this and avoid it like the plague.
 

jloucks

Well-Known Member
Last year, we arrived in Disney to go to the Start Wars hotel. It was my gift to my partner and we were bringing my brother and brother-in-law. The day after we arrived and the day before our experience began, my partner's father died unexpectedly. We called Disney to find out our options, and were told there were no options. Go on with the trip our lose our money. So my brothers went forward, and we flew home to arrange the services. We figured two might as well continue if we were paying for it anyway.

It took months before I was able to reach out, but I reached out to Disney to let them know how dissapointed I was in how they handled everything. I know we didn't get insurance, but I run a small business and I've never made someone pay me when death is invovled. Ultimately, it's just wrong, I think. They had someone who seemed like an insurance agent call me back. He apologized for our loss, so insincerly, it hurt. He told me all about how great Disney insurance is (which wasn't helpful at this point). And he kept saying if we wanted to reschedule we could have for a 100% reschedule fee, which just felt like a crummy way to word our options. I'm just sharing because I've heard Disney has reimbursed people for death and I was told to call by someone who regularly goes to Disney, but I've just gotten nothing from them. I've reached out twice since my converstaion with the man who sounded like an insurance salesman.

Thoughts? Or just deal with our decision not to get insurance?
I feel for you in this situation. How Disney handled the situation is typical of a cold profit-driven corporation. If it helps your faith in humanity in any way, everybody I know that owns small and medium businesses would have shown your family some grace in the situation.

It is a really bad look to stick it to any grieving family, and it is much easier to do when hiding behind the always-smiling mask of a megacorp. As in, everybody hides behind policy and nobody goes home feeling all dirty and tainted. ...which is the proper human way to feel when making a call like that.

My advice is just let it go. The monetary loss. The love of Disney. Dealing with more stress & suffering is just not worth it. You saw the true face behind the mask. Basically just a big dollar sign.
 

LittleBuford

Well-Known Member
Wow. I'm reading them and not seeing this at all. Maybe stop reading every word so literally? Other posters have explained the effect of delays on flights because of pressure on security screeners.
Exactly. The impact for me and my friend was that we ended up at our destination without a scrap of luggage or even carry-on for nearly a week. We were made to check everything at the airport except our wallets and passports, and then our plane took off without anyone’s suitcases.

So yeah, the impact went well beyond not being able to take water onboard.
 

Club Cooloholic

Well-Known Member
You are likely right, most of the time. But everybody that I know that owns a wedding venue (all one of them) would absolutely reimburse if the bride or groom died the night before.

The bad mojo that explodes out of the either when you don't show grace to people and families suffering unexpected death is thick and sticky. Most people know this and avoid it like the plague.
The bride or groom is different, as then they would have no way to attend. This was a guests inlaw.
 

KaliSplash

Well-Known Member
The original poster mentioned running a small business and would never let this happen. And that's the difference. It happens once in a blue moon to any particular small business. It probably happens daily to people who plan Disney trips, considering there are tens of thousands there everyday.
 

Ayla

Well-Known Member
I consider my partner's parents my in-laws, even though we're not married. I realise legally speaking they're not, but the bond feels the same regardless.
All that matters is the legality of the situation...which some people find out the hard way. Boyfriends/girlfriends have zero legal standing to anything, at least in the US.
 

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