I grew up in Philadelphia (the actual city, not the suburbs) , about 90 minutes from the shore (to me, that's Atlantic City and thereabouts). I always loved the beach. As a kid, I was lucky to make it there even once a summer for a daytime trip with my parents. To me, it wasn't just going into the water, or sitting on the beach under a warm sun. It was the smell of the salt air, the fresh breeze, the sound of the surf, the vast expanse of nothingness on the horizon, the poetic idea of being on the very bleeding edge of the continent, and even that fishy low-tide odor in the air. So even as a kid I dreamed of being at the shore, but never for a minute thought of actually living there as a possibility ... it was just a dream.
My wife always felt the same way. We met as teenagers in Philadelphia, and joked that we should marry and that after a good life we should retire and move to the shore.
Well, fast forward to us in our late 20s and early 30s, living outside of Cleveland, Ohio, about a 10-hour drive from the shore. My wife was 2 years into a 3-year job contract, and we were trying to decide where to live the rest of our lives and start to have kids and raise a family -- we were married about 6 years by that point. Cleveland would have been a lovely place to stay. We thought of taking an adventure like a coupla years in Alaska, or in a Southwestern U.S. Indian reservation, but we decided that our future kids should be able to see and know their extended family, all of whom live in the Philly area. But we just didn't want to return to Philadelphia or its suburbs.
Then it hit me -- WE COULD LIVE AT THE SHORE! The more I thought about it, I realized that some people actually live there all year 'round, that it's not simply a summer tourist destination. I had maintained occasional contact with my former employer all along. I set up a meeting in Philly and flew in to discuss my future with the company, and proposed an expansion beyond the immediate Philly area to the shore, with me running it. They loved the idea. Then I helped my wife figure out possible employers for her in that area. She got an interview, she flew in, she got the job, and we moved a few months later. That was 8.5 years ago.
Eight and a half years later, I'm STILL THRILLED about living at the shore. All those things I wrote in the first paragraph, they STILL excite me about the shore. The shore hasn't lost its magic for me. Every day when I drive home from work and am at the crest of a bridge (over the bay) looking at my island and the endless expanse of ocean beyond it, I STILL can't believe that I actually live on an island and have the beach a few blocks away from me whenever I want it. Some of my passions are jogging and bike riding on the boardwalk, so I get to see the ocean pretty regularly, year 'round. And on warm-ish December days like we've been having, it's STILL a thrill to walk on a deserted beach and have it almost all to myself. The few other people I see are just as glad to be there as I am.
Sure, I dislike most of the aspects of tourist season, but I also secretly like the fact that I live in a place that people crave to be at (in the summer).
People I meet through work, as well as old Philly acquaintances, usually hit me with the same comment when they learn I live at the shore. "You're so lucky," they say. I reply that it's not luck at all, it's a decision my wife and I made. We had a dream and we made it happen through some pretty boring and pedestrian planning. My KIDS are lucky that they were born here and live here, but my wife and I are here through a series of decisions, not through luck.
So that's my experience.
Just make sure that if you move near the Mouse, that you can earn a living. WDW is a very expensive place, and if your passion is to play there as often as possible, you have to be able to afford it.
GOOD LUCK!