One thing I forgot to mention is many, and I mean many, times I have received a postcard at my home in someone else's name with a PIN...not a random person - always someone that I booked on a trip with me. Scariest was we had a friend that went with us last November, and unfortunately, she passed awayed in February of this year. Not 3 days after we buried her, I get a postcard in her name with like 50% off. Great...can't even use it! We are going in 4 weeks to honor her, but not with the 50% off. She's probably laughing at us that we couldn't use it.