The lawsuit was brought on by a guy who is suing Disney because, according to him, While buying a vacation package online, the websites did not make it clear enough that the vacation protection plan was an option and he thought it was necessary. So he bought the insurance with his package thimking he had to.
So what it comes down to, is someone didn't want to spend the extra $75 for the insurance, didn't read the links that explain the insurance and therefor, did not find out that the insurance was optional. This is of course all Disney's fault because the information was not flashin in red on the screen to get this dope's attention. So it's all about this guy bveing to lazy to read about what exactly he was purchasing, and now Disney has to pay big for it.
Sorry to sound bitter, but I bought Vacation Packages on line a few times and if I don't know exactly what it is that my money is going to, I dont buy it. All the info was there for me to read about the Vacation Insurance I even think there is a link that says "want to know more about the insurance, click here".
So if it was there for me to read the last 3 years, it was there for him to. I hate it when being lazy pays off.