Schweino
Well-Known Member
Hello all. I wanted to see if anyone had any additional budget 'hacks' they use to pay off their Disney vacation. The main reason is my wife, while she has had a great time both our trips, doesn't want to spend the money to go back and would like to experience other things. I, however, want to go back and want to surprise her with a low cost trip so she is excited and not frustrated LOL. Below is what I have so far:
1. Target Red Card - 5% off Disney Gift Cards and use the gift cards to make payments to my vacation package. Pretty sure this is still a thing and the Disney site allows you to use GC's to pay down your booking. Anyone use this recently and can confirm?
2. Stacking up cashback from credit card - I have the Citi double cash card and we literally route every charge through that thing (utilities, insurance and even church tithing (we pay 1.5% to cover processing fee)). Going to let this accumulate until we go back. 2% cash back and I don't need to juggle different cards for simplicity.
One thing to call out is that I already had the Disney Chase card and cancelled it (used it during our December trip to get that statement credit). Since I am making payments, having that financing isn't needed, as well as using the Target Red Card idea.
Looking for any other budget hacks you use where maybe I have never thought of before. TIA!
1. Target Red Card - 5% off Disney Gift Cards and use the gift cards to make payments to my vacation package. Pretty sure this is still a thing and the Disney site allows you to use GC's to pay down your booking. Anyone use this recently and can confirm?
2. Stacking up cashback from credit card - I have the Citi double cash card and we literally route every charge through that thing (utilities, insurance and even church tithing (we pay 1.5% to cover processing fee)). Going to let this accumulate until we go back. 2% cash back and I don't need to juggle different cards for simplicity.
One thing to call out is that I already had the Disney Chase card and cancelled it (used it during our December trip to get that statement credit). Since I am making payments, having that financing isn't needed, as well as using the Target Red Card idea.
Looking for any other budget hacks you use where maybe I have never thought of before. TIA!