Sad News, Need Help Moving Forward

[dopeylover]

I am extremely heartbroken to say that I miscarried our 7 week old baby this week. This is a very hard time, but we are trying to move forward and stay positive for ourselves and our 2 yr. old DD.

I had posted on here a few weeks ago about a trip we were planning and bringing along our newest addition, and my husband and I have decided to keep the trip planning going, as it is a bright spot and gives us something to look forward to. We are hopeful that perhaps there will still be a new addition we can bring along, and even if there isn't, it is a special time with our little girl and a much needed vacation.

We are planning Nov. 2013, which is still a ways away. I always hesitate w/ trip insurance b/c I think it's extra money I don't want to spend on 'what ifs'. The only trip I ever booked without it though was the one I had to cancel, and we lost only our deposit and got the rest back. Since it is a ways away, I was concerned about if we needed to reschedule our trip. The only reason we would reschedule is if I was lucky enough to be pregnant again and too far along to travel, or if we were lucky enough to have another child who was a little too little to go away at the moment. We wouldn't cancel completely, just postpone probably for a couple of months.

My question is, with the circumstances above, should we get the insurance or skip it? We are anxious to book soon so we have something positive and fun to focus on as a family. Thanks for your time.

 

[Ex-Floridian]

I am extremely heartbroken to say that I miscarried our 7 week old baby this week. This is a very hard time, but we are trying to move forward and stay positive for ourselves and our 2 yr. old DD.

I had posted on here a few weeks ago about a trip we were planning and bringing along our newest addition, and my husband and I have decided to keep the trip planning going, as it is a bright spot and gives us something to look forward to. We are hopeful that perhaps there will still be a new addition we can bring along, and even if there isn't, it is a special time with our little girl and a much needed vacation.

We are planning Nov. 2013, which is still a ways away. I always hesitate w/ trip insurance b/c I think it's extra money I don't want to spend on 'what ifs'. The only trip I ever booked without it though was the one I had to cancel, and we lost only our deposit and got the rest back. Since it is a ways away, I was concerned about if we needed to reschedule our trip. The only reason we would reschedule is if I was lucky enough to be pregnant again and too far along to travel, or if we were lucky enough to have another child who was a little too little to go away at the moment. We wouldn't cancel completely, just postpone probably for a couple of months.

My question is, with the circumstances above, should we get the insurance or skip it? We are anxious to book soon so we have something positive and fun to focus on as a family. Thanks for your time.

Hi: I have been where you are, sadly, many times. I have been pregnant 10 times and have 2 children. Know everything happens for a reason.

Disney is an AWESOME place to heal. I have several times.

Much peace!

 

[disney1077]

I am so sorry for your loss.

 

[Raven66]

I'm so sorry for your loss. We lost our first child at 5 wks. Until that time I didn't even know I could get pregnant ,we had tried for 8 yrs. Shortly after I got pregnant with our daughter who is now 15. We wanted more children and definately tried. Unfortunately, I had about 20 miscarriages (no, not kidding and it may have been more). My husband has to take medication for a blood disorder that usually only happens in elderly people. We didn't know that it would not allow us to have anymore children. But we have one smart, sweet,generous and beautiful daughter. Couldn't ask for a better kid.

As for the insurance, we always get it. To be honest I don't know why we do, but we just feel better with it.

 

[DizneyPryncess]

I just wanted to say that my heart breaks for you, and I'm so sorry for your loss. My husband & I lost our first pregnancy in February 2010, at 9 weeks. We had planned a May 2010 trip to Disney to celebrate our pregnancy. It's devastating to lose a child at any point, and I hope that you heal as best you can.

Regarding your Disney trip, I don't know that I'd get insurance. You could always go while pregnant if you chose to, or you could postpone the trip to a later day as has been suggested. I ended up pregnant again a year later, and I went to Disney while pregnant. It was a more laid back trip, but still a great time. ♥

 

[stichrules]

I cannot tell if anyone really answered your question or not. But here is the best answer, do not get the insurance if all you are worried about is not going when you have booked. Disney is excellent about letting move your trips out to different dates. They only issue will be if you had any discounts, like free dining, they may not apply to your new dates. So it may end up costing more, but if you are flexible, you can postpone to a far out date and wait on new offers and then rebook for the new dates again.

On a side note hold you heads up, our Daughter was pregnant on our last trip to Disney in Aug of 2010 and miscarried about a week before we left. The trip definitely helped her sprits and we are now awaiting any day the birth of her son. We have 3 GD's and this will be the 1st GB. So you never know what will happen. As Forrest Gump likes to say, Life is like a box of chocolates, you never know what you are going to get.

 

[Blueskyze]

I'm so sorry for your loss. I haven't been in your exact situation, but I have had struggles with infertility, so I understand the heartbreak. I got my little miracle through adoption, and he is now 6 years old, and we're in the process of adopting again. I wish you much peace and healing, and lots of extra magic as your plan your trip!

 

[docdebbi]

let me respond on several levels.
first- your loss. you have my heartfelt condolences. i am an ob/gyn and see this all the time and know how painful it is. it is as painful as losing a child further along, not everyone gets that. but you are certainly entitled to grieve for this child, and know that you will see him/her again some day. allow yourself this grief. you are entitled. but eventually it will improve. medically, as you can see from this board, miscarriage is VERY common, about 50% of all conceptions will be lost. know that there is nothing you did to cause it and nothing you could have done to prevent it. many of my patients harbor this unspoken thought and it is painful and completely unnecessary. also know that one loss does not increase your chance of a second loss, another thing many women silently fear. there is no reason to think this will ever happen to you again. that is not said to diminish the importance of this loss, but to reassure you for the future. assume the best will happen next time.

as far as insurance, i ALWAYS get it. i book room only ressies with disney, so have the freedom to cancel with no penalty until almost the end. and i buy tickets from undercover tourist, they are good forever, so there is no loss there either if i cancel. but airline reservations are another story, as are hard ticket events like MNNSHP AND MVMCP, and some pre-paid dining experiences.
i book through an online vendor, not disney. i use insuremytrip.com and have always been happy. they, as well as many other online vendors, offer multiple different plans from multiple different companies, with multiple different price options. i have had relatives seriously injured on trips, some in foreign countries, and they had to pay for medical evacuation (i.e. cost of a private medical plane) themselves. there are so many things that could happen even in those last few days, or on your trip, not just to yourself, but to family members, or people traveling with you, that i think it is money well spent. i have used it myself for some small claims involving luggage issues. was glad that i had it. it can be very inexpensive, much more inexpensive than taking it through your airline or disney, i highly recommend you at least looking into one of these sites. i always feel safer knowing it is there if i need it.

 

[dopeylover]

Once again, thank you all. Does anyone know if injury or ER visits on a trip are covered under your everyday health insurance?

 

[wilkeliza]

Once again, thank you all. Does anyone know if injury or ER visits on a trip are covered under your everyday health insurance?

First off so sorry to hear about your loss. I can tell your little one touched your life in their short time on Earth. I pray for you to find peace and find some way to remember your little one. I always struggle with what to say in these situations because I never want to offend a grieving mother.

Most health insurance will cover you while you travel as long as it is in the states. However, it really depends on each health insurance policy.

 

[dopeylover]

No offense at all, I thank you for your thoughts. We are working on doing something to remember our peanut while we are on our trip. It would be a nice way to remember the baby at our favorite place on Earth. I'm not sure what to do as of yet, but I am trying to think of something.

 

[dopeylover]

let me respond on several levels.
first- your loss. you have my heartfelt condolences. i am an ob/gyn and see this all the time and know how painful it is. it is as painful as losing a child further along, not everyone gets that. but you are certainly entitled to grieve for this child, and know that you will see him/her again some day. allow yourself this grief. you are entitled. but eventually it will improve. medically, as you can see from this board, miscarriage is VERY common, about 50% of all conceptions will be lost. know that there is nothing you did to cause it and nothing you could have done to prevent it. many of my patients harbor this unspoken thought and it is painful and completely unnecessary. also know that one loss does not increase your chance of a second loss, another thing many women silently fear. there is no reason to think this will ever happen to you again. that is not said to diminish the importance of this loss, but to reassure you for the future. assume the best will happen next time.

as far as insurance, i ALWAYS get it. i book room only ressies with disney, so have the freedom to cancel with no penalty until almost the end. and i buy tickets from undercover tourist, they are good forever, so there is no loss there either if i cancel. but airline reservations are another story, as are hard ticket events like MNNSHP AND MVMCP, and some pre-paid dining experiences.
i book through an online vendor, not disney. i use insuremytrip.com and have always been happy. they, as well as many other online vendors, offer multiple different plans from multiple different companies, with multiple different price options. i have had relatives seriously injured on trips, some in foreign countries, and they had to pay for medical evacuation (i.e. cost of a private medical plane) themselves. there are so many things that could happen even in those last few days, or on your trip, not just to yourself, but to family members, or people traveling with you, that i think it is money well spent. i have used it myself for some small claims involving luggage issues. was glad that i had it. it can be very inexpensive, much more inexpensive than taking it through your airline or disney, i highly recommend you at least looking into one of these sites. i always feel safer knowing it is there if i need it.

I found great comfort in this, thank you. Sometimes I think people don't understand that just because I wasn't far along doesn't mean it's still not a loss, and not painful. To me, it was my baby the second I found out I was pregnant, and hopes and plans started right then. Thank you for your understanding.

 

[PolynesianPrincess]

Condolences to you and your family in this time of heartache. My prayers that God blesses you with a new addition soon.

We almost always buy the trip insurance for the airfare and that's it, just in case. With how strict the airlines are with their change and cancel policies, we feel if we didn't buy it, we would need it.

 

[TERRILYNN]

I'm so sorry for your loss. I've been there too. It's very very hard. I don't think I would get the trip insurance, as long as you canceled or moved things around prior to your 45 days you would be fine, at that point you would know one way or the other anyway. Unless you would be flying and those kind of reservations are different I think, but I'm not sure about those rules. Again, I'm so sorry.

 

[71dsp]

I'm very sorry to hear about your loss. I've never had to deal with that personally, but my wife was a miracle baby. My mother-in-law miscarried quite a few times, and the last miscarriage was on mother's day. When she got pregnant again, she didn't tell anyone for a very long time. Thankfully my wife was born without any complications, and the rest is history. I wish I knew more comforting words. My wife and I had a few scares when she was pregnant with our son, so I can certainly sympathize with you on that level. Can't imagine what it would have felt like to lose him. I agree, though, the minute you find out it's your baby, and you start planning from that moment forward. Again, very sorry to hear about that.

As for your insurance question, we always buy it. We've never found it to be all that expensive compared to the rest of the trip.

 

[luv]

I am sorry about your loss and will say a prayer for you.

Although I think non-refundable vacations should always be insured (because you never know what might happen), I don't think being pregnant or having a new baby is covered. You should check that.