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Payment Plans / Locking in Price
- Thread starter ddbowdoin
- Start date
For ANY MYW package, you make a $200 deposit, and the balance isn't due until 45 days before arrival. You can make as many or as few payments in between as you wish.
Airfare would usually need to be paid in full at the time of booking.
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thats amazing!... I had a hard time finding that answer. The disney website isn't the easiest to explore at times.
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We always book our trip in advance and leave the required $200 dollar deposit. We then pay the trip off over 6 months and have the trip paid in full to the required 45 day time frame. This way we arrive and all we need is spending money. The web site is a little harder to get this answer, but you can call and ask your questions and receive your answers. It's pretty easy and simple.
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I'm planning on doing this next time we head down. This year (may) we booked the trip like 3 weeks before we left, so we scrambled around and got killer deals on expedia. I've never stayed in the resorts but my gf has never stayed off site and I can tell she was a little dissapointed. We still had fun but the fun ended when the parks closed, the area we stayed in was kind of trashy.
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erinshaneb
Member
I always put down a deposit and pay it off..in fact right now I have made two payments..we put down the deposit and then I got my final check from work and put it in the bank and immediately made a payment..it works great..when wee get "extra" money we can just pay it..
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mickeysshoes
Well-Known Member
We always plan far enought ahead that we have 6-9 months or more to pay for the trip. I make payments on line when every i have extra cash. And having to have it paid 45 days prior still give you some time to save more for spending. We do the dining plan so all your good is also paid for in advance. Only have to add tip money to the spending cash. I tend to use UNCLE SAM as a savings plan for Dinsey and make a nice payment when we get our returns every year. The we had to pay i was depressed for weeks!!!!
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You may want to contact Kingdom Konsultants as they will get you the best price possible for your stay. They keep track of any discounts that are being offered and if a better one comes along will rebook you. You can contact them and they will answer any questions you may have and when and if you decide to book a trip will work with you.
I have used them for the last few trips and have not been disappointed.
I have used them for the last few trips and have not been disappointed.
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durangojim
Well-Known Member
If you don't want a package, just make a regular reservation, put down 1 night's deposit and pay the rest off the day you arrive at WDW. You're rate won't change.
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marcriss
Member
I wouldn't suggest this if you carry credit card balances, but if you pay everything in full every month then the Disney Visa has a great option. For most packages they give you six months of 0% financing for your package. This way if you book last minute you can still have time to pay it off without paying interest.
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CoastalX
Member
The trip we have booked in December, i put the required deposit down and have set up a personal payment plan in conjunction with my pay periods to where it will be paid off way before the 45 day due date that way leaving me with plenty of time to save for spending. Works out great that way and doesnt make it seem that hard on the wallet 
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HouCuseChickie
Well-Known Member
I know this isn't the best idea for everyone, but rather than do any kind of payment plan...since full payment for us isn't required until 45 days out...we put our Disney $ into an interest bearing account so that it grows as we wait for our payment date. It won't be a huge chunk of change, but at least we'll end up with more $ than required.
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no offense, but I work in the financial field... in theory you are correct and have sound reason, but in practice I'm curious what kind of account yields an interest rate over say 1.2%?
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Rob562
Well-Known Member
Which is one reason why I "save" for my trip by putting money onto a Disney Gift Card. While I could put the money in an interest-bearing account, the paltry amount it would earn in 6-9 months isn't worth the security of having the money "locked away" on the gift card for use on the trip.
-Rob
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erinshaneb
Member
oh that's a good idea..I just filter it into an extra checking account we have and make payments when there is money in there..but this way someone who shall remain nameless (pointing at hubby) can't say..well there is extra money in that account let's just do.....
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HouCuseChickie
Well-Known Member
Obviously, nothing stable these days (that I know of) is paying any kind of decent interest rate, but I have yet to see any examples where Disney will pay you interest for holding your $. So, while the earnings may be minuscule on an interest bearing savings or money market account, it's better than nothing. I'm certainly not so naive to think the interest will finance any major portion of our trip in any capacity, but it should help cover a couple of little things.
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LudwigVonDrake
Well-Known Member
I paid my July trip off in March. Best way to do it :wave:
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