There's no "answer" here. Disney could hire a team of Quants to analyze, disect, and create the "perfect policy". Problem is that "the perfect policy" doesn't exist.
You can't be proactive, having the expectation of satisfying everyone's concerns and needs. And that's because they are so varied.
The best you can hope for is for a common sense approach and to then reactively tweak and modify where needed. I'm the first to bash Disney for some of the bonehead decisions they've made, but I also realize they are also put in positions that no matter what they do, they'll be criticized.
The number one objective here should be to noticeably cut down on the fraud. There's no way they'll ever completely eliminate it.
You can't be proactive, having the expectation of satisfying everyone's concerns and needs. And that's because they are so varied.
The best you can hope for is for a common sense approach and to then reactively tweak and modify where needed. I'm the first to bash Disney for some of the bonehead decisions they've made, but I also realize they are also put in positions that no matter what they do, they'll be criticized.
The number one objective here should be to noticeably cut down on the fraud. There's no way they'll ever completely eliminate it.