No. We purchased MemoryMaker once, a few years ago (in 2012, when the cost was HALF of what it is now), and the photos we had CMs take with our own phones and point-and-shoot cameras turned out way better than the "professional" Photopass photos. Not only that, but the on-ride photos are never sharp enough to be worth more than a glance afterward (you won't be framing them for your mantel), and some of those didn't come out at all. (Confession: DH and I think the photoshopped "Magic Shots" are pointless and stupid, so we don't miss not having those, although I know some MemoryMaker purchasers, who are clearly less curmudgeon-ly than DH and I, absolutely love them. YMMV.)
I love to get lots of pictures and I typically put together a photo memory book of our trip when we get home. Nonetheless, in our experience, handing our phone or camera to a CM or Photopass photographer (or even a passing guest who's willing to snap a photo) is no more difficult or complicated than going through the MagicBand scan for a Photopass photo, the pictures are just as good if not better, and I can think of myriad ways that $170-$200 can be better spent. The fact that there's now greater potential for bad Photopass photos, thanks to the possibility that your photographer will be a box, makes us even less likely to buy something we already didn't think was worth it.