First off to MousDad, no ill will taken. I enjoy a good conversation!:wave:
Secondly, a water park is a luxury. If your family is lacking in a basic need then all funds should be used to rectify this situation. Whether it be purchasing the need outright or applying it to a longer term investment that will benefit the family (education, clothes for interviews).
It really is a black and white situation, from the facts that we have. Health insurance > Water park, both in cost and importance. Money should be spent on what is most important first, not luxuries.
No, it's not a balck and white issue, and you would have to be really stupid to believe that. As I said, there are a myriad of reasons a person does not have health insurance. The best example is the income qualifications. The parents can EASILY fall in between making too much for the state plan and too little for a private insurer. You can't purchase insurance if you can't afford it. And yes, while going to a water park is a luxury, should they just stay home because they don't qualify for insurance? Wait...they can be injured in the home. Maybe they should stay in a small padded room...let's hope they aren't allergic to the padding.
That aside, a lot of insurance companies won't cover people with known medical conditions, even if the insurance is paid for by an employer. But you cannot call a parent irresponsible for wanting to provide a day at a water park, which doesn't come close to what health insurance costs. You have no right to judge anyone for their decisions. Assuming the allegations to be true, that the water pressure was too high (a point that Disney has argued was possible), then Disney is completely liable, and insurance or not, would be responsible for ALL costs associated with the incident in question.