If what happened to Target would happen to Disney

ford91exploder

Resident Curmudgeon
However since the Disney Corporation is located in California and any subside has to conform to California laws on the mater, thus legally have to report thefts over a set amount. Credit theft happens, its a fact of life. 711 and Hannaford are still in business after an breach on 140 million customers in 2009, Sony is still in business after a breach, heck Microsoft and Apple are still in business and the have breaches almost every day (Microsoft live has a lot of security issue, mainly idiotic users). TJX( BJs and TJmax, Marshal, Etc) had a breach of 46 million between 2005-2007. Whether we like it or not Id/credit theft are a fact of life and will continue to be in a digital world. But people can stay on top of it by staying in communication with the bank, calling them when your on vacation/when your back/where your going. 9/10 times the banks will usually catch strange activity.
The sad fact is customer like to believe that the companies are at fault when their is a breach, usually they are not. NO amount of protection can stop a hacker who truly has the ability and knowledge. Look at the Hacks on the CIA,FBI, and Navy this year. http://www.cnbc.com/id/101069821 The navy one being a breach of Personal information. It can and will happen amongst most companies.


You mean a basic payment system where the Disney company holds your credit card/debit card information so you can make payments through out the park with out your actual card, like the system they have had in places since the 90s. Sure its a little bit more efficient now, but the same risk and idea has been there since the 90's. (if not earlier).

How much do you want to bet that Disney has structured their payment systems so as to prevent the PAYMENT company from having a business nexus in CA, So they would have to report the CA breaches but not the others.
 

Voxel

President of Progress City
How much do you want to bet that Disney has structured their payment systems so as to prevent the PAYMENT company from having a business nexus in CA, So they would have to report the CA breaches but not the others.
I would agree with you had not research show other wise. Every instance of a breach Disney has done everything by the book.
 

DManRightHere

Well-Known Member
I'm not worried about it. I've dealt with stolen information from me twice. Credit card. No problem, called CC company they sent me a new card, asked me a few questions,
With the major data breach at Target, has anyone else considered if this could happen to WDW or other divisions of the company?

I would be curious to see what the company would do to combat it.

If it happened to Disney. I think it would effect a lot less people compared to target. They probably use separate systems for reservations and store sales.

I don't think this is as big a deal as people make it out to be. I've had stolen card information twice and neither time was a huge deal. One from discover for about 3 grand and one on my debit for $100. If you keep an eye on your cards every few days or so you will catch malicious activity.

Everyone is protected with credit cards and most banks work with you for fraud on debit accounts (and also just keep a couple hundred in there, that way you can not be cleaned out).

Me and my wife have both shopped at Target and right now we have just changed our pin numbers. I'm not sure if target records those or not.
 

71dsp

Well-Known Member
I don't think this is as big a deal as people make it out to be. I've had stolen card information twice and neither time was a huge deal. One from discover for about 3 grand and one on my debit for $100. If you keep an eye on your cards every few days or so you will catch malicious activity.

Everyone is protected with credit cards and most banks work with you for fraud on debit accounts (and also just keep a couple hundred in there, that way you can not be cleaned out).

I agree (I've been through two rounds of identity theft that thankfully only cost me a little time, but no money). We shop at Target at least once a week and use credit cards (to rack up rewards, as we pay them off every month). I haven't bothered to do anything yet. Just keeping an eye on the charges coming through, as I download the transactions through Quicken every other day or so.

Anyone who thinks that their personal data is perfectly secure anywhere is fooling themselves. Always a good idea to check the transactions coming through all of your accounts and check your credit reports periodically.
 

zero creativity

Active Member
We have had our CC number hacked two or three times. They have always been great about it. They usually call us if there were any weird charges and that is how they found out once. Someone was charging up airline tickets. They racked up a whole lot of reward points and the company let us keep them.
 

WWWD

Well-Known Member
Let's see go to Disney with $3000 in cash to pay for everything or use a credit card? I think I'll take my chances with the credit card. If someone steals that information, I'm not responsible for the charges. Someone steals my cash, it's my problem and I'm out the money.
 

ford91exploder

Resident Curmudgeon
I would agree with you had not research show other wise. Every instance of a breach Disney has done everything by the book.

At least in one area they are doing the right thing which is good to know. BEcause based on my experience TWDC tends to err on the side of 'what can we get away with'.
 

Voxel

President of Progress City
If I recall correctly, this was just a smartphone. Assuming that's the case, all it would take is a nasty app to steal encryption codes.
I was just using it as an example and as for smart phones a group in Cali have successful transferred a Virus from a cellphone to a computer using sound. (I will see if I can try to find the study).

At least in one area they are doing the right thing which is good to know. BEcause based on my experience TWDC tends to err on the side of 'what can we get away with'.
Yea most of the loss examples that I could find Disney did what most companies do and inform the customers at risk before going public with the information. I think part of it is because these type of laws are very strict the only group that seems to break these laws are the government themselves but then again they are the kings of Cover ups.
 

mf1972

Well-Known Member
With the major data breach at Target, has anyone else considered if this could happen to WDW or other divisions of the company?

I would be curious to see what the company would do to combat it.
wouldn't need a security breach to tell me the Lone Ranger was a mistake in the making.
 

flynnibus

Premium Member
With the major data breach at Target, has anyone else considered if this could happen to WDW or other divisions of the company?

Shouldn't this be in the Disney Co news & discussion forum?

I'd be more worried about DCL than the parks... DCL has everyone's detailed personal info due to the international travel aspects including your social, passport info, etc. DCL is now 15 years ago.. so if you've trusted them this long...
 
If it happened to Disney. I think it would effect a lot less people compared to target. They probably use separate systems for reservations and store sales.

I ordered some Christmas lights from Target during the security breach period but I did it online and read that only the in-store sales card info was taken and not the online info (thank God).
 

Soarin' Over Pgh

Well-Known Member
I wonder how the Chase customers are handling WDW right now. Seeing that, if you used your Chase debit card at Target during the breach timeframe, Chase is limiting your cash withdrawals to $100/day and total purchase limits to $300/day.

My bank did this to my debit card. They're sending me a new card and offered a free credit report if I wanted one. It's related to the Target breach. I shop there often.

Disney would probably belly up and blame someone then give everyone like a 5% discount if you book a deluxe room only for minimum of 7 nights.

Though I do recall,in the days when I actually had a credit card, it was a Disney a Visa and it was compromised twice in the time i had it (college). I think it was replaced only.
 

Sassagoula-Rvr

Well-Known Member
I'm not an expert...but Next gen/old key to the world seem to be safer ways to pay for stuff...at least then the only thing that can hurt you...is if the Disney company itself is hacked...the more places you use your actual card...the more chances the number is stolen.
 

rael ramone

Well-Known Member
Let's see go to Disney with $3000 in cash to pay for everything or use a credit card? I think I'll take my chances with the credit card. If someone steals that information, I'm not responsible for the charges. Someone steals my cash, it's my problem and I'm out the money.

Travelers checks. AAA still does them for free if you're a member. Of course, travelers checks are even slower to use now because they card you. And you don't get those sweet rewards from the CC company.
 

bethymouse

Well-Known Member
I hope Disney has thought more about security problems with the new RFID system AKA Magic Bands. That thing holds a lot of information! Of course I guess your Key to the World card did as well, and I never thought twice about it really until now. Yikes!:eek:
 

englanddg

One Little Spark...
There is a difference between a debit card and a credit card.

And, to be frank, if you are really that paranoid (which I can be) then you could just use pre-paid cards. You pay a bit to charge the card up, but it's a nominal fee to be able to have a card that only has enough money on it for the purchase you wish to make.

For years I kept a series of rechargable pre-paid cards (greendot cards) which I could charge through their web portal doing a bank transfer and used only those for online purchases and website subscriptions.

But, I've gotten lazy. Now it's all keyed to one of 2 credit cards (NEVER a debit card)...with credit cards, as long as you keep an eye on your statement and don't mind signing an affidavit during a dispute, you are fine.
 

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