correcaminos
Well-Known Member
Smart! We always paid in full with ours when purchasing. Makes it a more financially wise thing to do IMO.We are looking at buying DVC points on the resale market. The blue card doesn't mean that much to us - I don't think that we would break even on 10% off of merchandise compared to what we would save on the resale market, plus if we really want a discount we can get the Disney credit card. We're just waiting and trying to save the money first so that we can pay for the points in full instead of financing.
The only discount that's been worth it to us is the AP discount. Being able to purchase the Gold AP is a big deal to us now, but otherwise the 10% dining and 20% merchandise isn't much to us. TIW can be good for some too but not sure it's worth a blue card. If I were to buy first time now I'd definitely go with a resale (unless under 100 points and then I'd start running numbers).