I love all things Disney. They have been our best vacations . DVC works in theory financially but , in the UK when you want to book a 2 week holiday, it is virtually impossible, because you will find odd days, typically at the weekend , which mean you can't book. I have been a DVC member since 2006, we book our holidays in penny of time due to work,and school holidays and 9 time-out of 10 we end up going somewhere else because you can't get the whole holiday. We have tried wait listing = waste of time. The staff on the booking line are polite but not helpful. I think its great for short breaks, which means its great for people based in the US. If you are going from the UK, its not a good idea. I am sorry to say it, because i love disney , but the last 2 times we have stayed , we paid cash, because the points don't work for long stays.