I posted something similar about this before, but its amazing how if you have the time (true it was 6 years since our last trip), you can go to the WORLD for practically free. My $4875 trip cost me $175 OOP. I just got a Target Red Card this past summer and just before we left, I purchased $500 in gift cards (cost $475) and on top of that got $25 in Target gift cards. So every couple of days I went down to Registration and threw some of the $500 gift cards at my bill. The charges were for appetizers, drinks (free dining plan) and smaller purchases. Bigger charges went on the Visa card to get the 10% discount. But technically, by paying down the charges with the gift cards, I was getting a 5% discount for smaller purchases as well. I think when we finished our trip and handed over all the gift cards, I actually had a $13 credit balance. That of course, doesn't include the bigger purchases, but everything charged on the Magic Bands were paid off when we left. Yes my bill will be coming in soon with the bigger charges, but all in all, I feel we got a great deal. I am working on a trip report and will post some of the 1800 pictures I took!!
