Yes, yes, yes you can. When your check comes to you add the tip on and when they run the card the tip will be in with the price of the meal and then the points deducted from the rewards card. The only thing I found I couldn't do was take my "money" on the rewards card and put it on the room card prior to making any purchases. What I did was secured the charging on the "room" card with the actual Visa card itself. Then I went down before we checked out and paid the room charges with the rewards card. It is wonderful to use and it was never turned down anywhere at the world on either trip I used it on. I have mine all loaded up for the September trip. Enjoy. :sohappy: